Pricelist

Annual fee

Debit card for kids under 13 years

0,-

Debit card for youth over 13 years

0,-

Cash witdrawals and purchases

Withdrawals in SpareBank 1 ATMs

0,-

Purchases in Norway

0,-

Transaction fee for transactions in a foreign currency

2,00 %

Visa cash withdrawal abroad

0,-

Other use

Replacement card

0,-

Re-order pin-code (by mail)

20,-

Retrieve pin-code in online banking 1. time

0,-

Retrieve pin-code in online banking 2. time

20,-

Annual fee

Visa with ID

300,-

Visa without ID

0,-

*First card is free for Alltid 18-33 and Lofavør Brukskonto 18-34

Cash witdrawals and purchases

Withdrawals in SpareBank 1 ATMs

10,-

Withdrawals in other ATMs in Norway

10,-

Purchases in Norway

0,-

Transaction fee for transactions in a foreign currency

2,00 %

Visa cash withdrawal abroad

0,-

Other use

Replacement card

150,-

Re-order pin-code (by mail)

20,-

Retrieve pin-code in online banking 1. time

0,-

Retrieve pin-code in online banking 2. time

20,-

Emergency cash when card is lost abroad

850,-

Annual fee

Visa with ID

300,-

Visa without ID

300,-

Cash witdrawals and purchases

Withdrawals in SpareBank 1 ATMs

10,-

Withdrawals in other ATMs in Norway

10,-

Purchases in Norway

0,-

Transaction fee for transactions in a foreign currency

2,00 %

Visa cash withdrawal abroad

40,-

Other use

Replacement card

150,-

Re-order pin-code (by mail)

20,-

Retrieve pin-code in online banking 1. time

0,-

Retrieve pin-code in online banking 2. time

20,-

Replacement card sent to you when abroad

100,-

Montly price for Alltid Pluss

60,-

Annual fee

Visa with ID

0,-

Visa without ID

0,-

All cards are free in Alltid Pluss (2 cards per account)

Cash witdrawals and purchases

Withdrawals in SpareBank 1 ATMs

10,-

Withdrawals in other ATMs in Norway

10,-

Purchases in Norway

0,-

Transaction fee for transactions in a foreign currency

2,00 %

Visa cash withdrawal abroad

0,-

Other use

Replacement card

150,-

Re-order pin-code (by mail)

20,-

Retrieve pin-code in online banking 1. time

0,-

Retrieve pin-code in online banking 2. time

20,-

Emergency cash when card is lost abroad

0,-

Annual fee

Visa with ID

300,-

Visa without ID

300,-

Cash witdrawals and purchases

Withdrawals in SpareBank 1 ATMs

10,-

Withdrawals in other ATMs in Norway

10,-

Purchases in Norway

3,-

Transaction fee for transactions in a foreign currency

2,00 %

Visa cash withdrawal abroad

40,-

Other use

Replacement card

150,-

Re-order pin-code (by mail)

20,-

Retrieve pin-code in online banking 1. time

0,-

Retrieve pin-code in online banking 2. time

20,-

Emergency cash when card is lost abroad

850,-

Annual fee

0,-

Annual fee, additional card for spouse

0,-

Purchases in Norway and abroad

0,-

Arrangement fee

0,-

Repayment

0 % interest on purchases for up to 45 days. Interest accrues from the first due date

Interest

Nominal interest rate

21,62 % p.a.

Effective interest rate*

23,90 % p.a.

Transaction fee for transactions in a foreign currency

2,00 %

Overdraft fee

125,-

Reminder fee

regulated by government rate

Fee for paper bill

45,-

Copy of bill

20,-

Fee for eFaktura/eFaktura combined with avtalegiro

0,-

Other use

Transfer from credit card to account

25,- + 1 % of the transferred amount

Cash withdrawal in ATMs, in a bank, abroad or in Norway

40,- +1 % of the amount

Annual fee

0,-

Additional card

0,-

Purchases in Norway and abroad

0,-

Arrangement fee

0,-

Repayment

0 % interest on purchases for up to 45 days. Interest accrues from the first due date

Interest

Nominal interest rate

21,62 % p.a.

Effective interest rate*

23,90 % p.a.

Transaction fee for transactions in a foreign currency

2,00 %

Overdraft fee

Reminder fee

regulated by government rate

Fee for paper bill

45,-

Fee for eFaktura/eFaktura combined with avtalegiro

0,-

Copy of bill

20,-

Other use

Transfer from credit card to account

25,- + 1 % of the transferred amount

Cash withdrawal in ATMs, in a bank, abroad or in Norway

40,- +1 % of the amount

Mikrocard

150,- *

Mikrocard for kids and youth

0,-

Replacement card

150,-

One time security code (mobil app)

0,-

Code token*

100,-

Telephone bank, per call

2,-

Transactions between own accounts

0,-

Receipt (sticker)

20,-

Start stopped direct debit (AvtaleGiro)**

3,-

Search archives

0,-

Request statement by post (telephone bank)

10,-

Text message e-Invoice

3,-

Text message***

3,-

* Free in Alltid Pluss

** Free on all Alltid accounts and invoice account

*** Text message is free in Alltid Pluss an Alltid 0-18

Text message banking

Price per text message***

3,-

Transactions between own accounts

,-0

*** Free in Alltid 0-18

Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro)

Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro) from bruksaccount

0,-

Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro) from savingsaccount

3,-

Giro sent by post (Brevgiro)

0,-

Brevgiro per giro**

14,-

Brevgiro per giro in Senioraccount (not for sale) 

7,-

Receipt sticker and receipt list

20,-

Rejected brevgiro due to errors and lack of funds

125,-

Giro in bank

Giro paid cash/giro paid by non customers

150,-

Giro paid directly from account

75,-

Giro without receivers accountnumber

120,-

Immediate payment

Payments less than 5.000,-

10,-

Payments over 5.000,-

75,-

Postpone payment

Postpone payment, per payment

99,-

**porto. No fee if delivered to our mailbox

Withdrawals

10,-

Deposits

0,-

SWIFT incoming paid in EUR under EUR 50.000

20,- (for the paper receipt)

Other incoming SWIFT payments

0-100 NOK

0,-

101-500 NOK

20,-

Over 500 NOK

100,-

SWIFT outgoing

Payments in online banking to EU/EØS in EUR

35,-

Payments in online banking outside EU/EØS in other currencies

35,-

Foreign payments in NOK

150,-

Payments where all costs i Norway and abroad is covered by the sender(OUR)

300,-

Payments in a bank office/desk

400,-

Standing orders

400,-

Additional prices

Urgent payment

400,-

Correction of payment (missing/wrong iban/swift/accountnumber/insuffient funds)

65,-

Cancellation/rejection of received order

100,-

Cancellation of executed payment

400,- + exchange rate costs and other costs abroad

 Investigations concerning executed payment

400,- + other costs abroad (if demanded)

Approved receipt on mail/fax

100,-

Currency in our ATMs - customers in SpareBank 1 SR-Bank

10,-

Currency in our ATMs - customers in other banks

75,-

Closure of account/transaction to other bank

75,-

Manual handling and payment of fixed giro on behalf of customer*

75,-

Manual bank statement, last transactions

30,-

Manual payroll transfer, per transaction

25,-

Additional per list

60,-

Transfers done by telephone via customer service or advicer

100,-

Processing fee

300,-

Redeem utbetalingsanvisning to account

0,-

Redeem  check (utbetalingsanvisning), cash

150,-

Redeem check (utbetalingsanvisning), cash for non-customers

300,-

*Price per giro in addition

Counting moneybox for SpareBank 1 customers

0,-

Coin rolls, coin exchanger and desk, SpareBank 1 SR-Bank customers

5,-

Coin rolls, coin exchanger and desk, not customers

12,-

Bank draft/gift check (not for sale)

Redeem a bank draft/gift check, non customers

300,-

Redeem a expired bank draft

100,-

Open security deposit account at a bank office (customers)

1000,-

Open security deposit account in online banking

500,-

Interest rate

0,05 %

Bank statement printed in ATM

0,-

Copies

Receipts/statements

125,-

Bankstatements older than 10 years

Contact us

Overdraft fee´s

Overdraft interest p.a. (all accounts)

19 %

Fee for 1. time reminder

70,-

Fee for 2. time reminder

70,-

Within 85% of purchase price / sales value and convertible to SpareBank 1 Boligkreditt A / S or SR-Boligkreditt

from 1,69 % (nom.) 1,78 % (eff.)

within 85% of purchase price / sales value and convertible to SpareBank 1 Boligkreditt A/S or SR-Boligkreditt

from 1,79 % (nom.)
1,88 % (eff.)

Over 2. mill.

from 1,99 % (nom.)
2,08 % (eff.)

up to 2. mill.

from 2,24 % (nom.)
2,50 % (eff.)

Mortgages up to 85% of purchase price / sales value and convertible to SpareBank 1 Boligkreditt A / S, or SR-Boligkreditt A / S. Prerequisite: No invoice notice or payment remarks last year *

Over 2 mill.

from 2,19 % (nom.) 2,28 % (eff.)

Up to 2 mill.

from 2,44 % (nom.) 2,61 % (eff.)

Over 2. mill.

from 1,99 % (nom.)
2,08 % (eff.)

Under 2. mill.

from 2,24 % (nom.)

2,42 % (eff.)

10 years fixed rate

from 2,09 % nom – (2,19 % eff)

5 years fixed rate

from 1,84 % nom – (1,94 % eff)

3 years fixed rate

from 1,64 % nom – (1,74 % eff)

Construction loan

from 5,69 % (nom.)

Quarterly fee

from 0,25 %

Cabin loan

from 2,44 %

Up to 65 % of purchase price

from 2,99 % (nom.)*

From 65 - 80 % of purchase price    

from 3,95 % (nom.)

100 % of purchase price

from 4,95 % (nom.)

Kaskofritt car loan (from 30.000 - 100.000 kr).
No kaskoinsurance required on the car

from 13,75 %  (nom.)

Fully comprehensive, from 65 %  to 85 % of purchase price

from 3,55 % (nom.)*

Fully comprehensive, 100 % of purchase price

from 4,65 % (nom.)*

Partly comprehensive, from 65 % - 80 % of purchase price

from 4,35 % (nom.)*

Partly comprehensive, 100 % of purchase price

from 4,95 % (nom.)*

Loan for electrical car, up to 65 % of purchase price

from 2,69 % (nom.)*

Loan for electrical car, from 65 % to 80 % of purchase price

from 3,65 % (nom.)*

Loan for electrical car, from 80 % 100 % of purchase price

from 4,65 % (nom.)*

Caravan unregistered, up to 65 % of purchase price

from 8,70 % (nom.)

Motorhome up to 65 % of purchase price

from 7,75 % (nom.)

Boat over 7 m with pledge in the Skipsregister up to 65 % of purchase price

from 3,75 % (nom.)*

Boat over 7 m with pledge in the Skipsregister from  65 % - 80 % of purchase price

from 4,75 % (nom.)*

Boat under 7 m under 65 % of purchase price

from 4,95 % (nom)**

Instalment fees

from 70,-*

Arrangement fee

from 2.200,-*

Arrangement fee for Kaskofritt billån

fra 3.733,-*

Arrangement fee for loan for electrical car

1.200,-

Register car judicially

1.516,-

Register boat judicially

2.531,-

Arrangement fee for boat loan

from 5.000,-

Deferment on loans

750,-

Arrangement fees for car loan for young adults

2.000,-*

Interest

from 6,90 %

Lowest interest

6,90 %

Average interest

12,40 %

Highest interest

15,90 %

Arrengement fee

950,-

Instalment fee

70,-

Fees regarding judicially registration

from 1.000,-

Instalment fee

60,-

Instalment fee, Flexiloan and Fixed rate loan

70,-

Arrangement fee, loan

from 1.900,-

Arrangement fee, loan for young adults 18 - 34 years

from 1.900,-

Deferment on loans and other changes

750,- 

Changes on fixed rate loans

from 2.900,- 

Interestrates

Alltid, Alltid 18-33, Alltid 0-18, Bruksaccount

0,00 %

Alltid Pluss

0,10 %

Senioraccount(not for sale)

0,05 %

Regardless amount

1,05 % (0,85 % from 8th of July 2020)

Up to 36 years*

3,15 %  (2,75 % from 8 of July 2020)

BSU over 36 years

0,50 % (0,25 % from 8th of July 2020)

Amount 0 - 500.000

0,30 % (0,10 % from 8th of July 2020)

Amounts over 500.000

0,50 % (0,25 % from 8th of July 2020)

Amount over 100.000 (for the period starting 25th every month, ending the 15th the next month).

0,75 %

12 months*

0,50 % nom.**

24 months*

0,60 % nom.**

Minimum amount 50.000,-

Individual retirement savings account

0,40 %

Annual cost

0,-

Real-time stock market data on our web sites,  without order depth and streaming

0,-

Real-time stock market data on our web sites,  without order depth and with streaming

15,-

Real-time stock market data on our web sites,  without order depth and with streaming

135,-

Real-time stock market data on our web sites,  without order depth and with streaming for proffesionals

370,-

Brokerage fee: 0,05 % per trade, minimum 95,-

Purchases vie phone SpareBank 1 Markets (51202525)

Total values as at 31 December

Under  NOK 100,000

NOK 0,-

NOK 100,000 - NOK 1,000,000

NOK 400,-

NOK 1,000,000 - NOK 3,000,000 (per million or part thereof)

150,-

More than NOK 3,000,000 (per million or part thereof)

125,-

Foreign securities if inventory 1st of January

1000,-

Purchase fee

0,00 %

Sales fee

0,00 %

Managment fee (depends on type of fund)

up to 2,5 %

Purchase fee (depending on type of bond)

0,00 - 0,90 %

Sales fee

0,00 - 0,90 %

Managment fee

0,20 - 0,50 %

Purchase fee (depending on type of fund and amount)

0,00 %

Sales fee

0,00 %

Managment fee

0,40 %