Pricelist
CARDS
-
Annual fee
Debit card for kids under 13 years
0,-
Debit card for youth over 13 years
0,-
Cash witdrawals and purchases
Withdrawals in SpareBank 1 ATMs
0,-
Purchases in Norway
0,-
Transaction fee for transactions in a foreign currency
2,00 %
Visa cash withdrawal abroad
0,-
Other use
Replacement card
0,-
Re-order pin-code (by mail)
20,-
Retrieve pin-code in online banking 1. time
0,-
Retrieve pin-code in online banking 2. time
20,-
-
Annual fee
Visa with ID
300,-
Visa without ID
0,-
*First card is free for Alltid 18-33 and Lofavør Brukskonto 18-34
Cash witdrawals and purchases
Withdrawals in SpareBank 1 ATMs
10,-
Withdrawals in other ATMs in Norway
10,-
Purchases in Norway
0,-
Transaction fee for transactions in a foreign currency
2,00 %
Visa cash withdrawal abroad
0,-
Other use
Replacement card
150,-
Re-order pin-code (by mail)
20,-
Retrieve pin-code in online banking 1. time
0,-
Retrieve pin-code in online banking 2. time
20,-
Emergency cash when card is lost abroad
850,-
-
Annual fee
Visa with ID
300,-
Visa without ID
300,-
Cash witdrawals and purchases
Withdrawals in SpareBank 1 ATMs
10,-
Withdrawals in other ATMs in Norway
10,-
Purchases in Norway
0,-
Transaction fee for transactions in a foreign currency
2,00 %
Visa cash withdrawal abroad
40,-
Other use
Replacement card
150,-
Re-order pin-code (by mail)
20,-
Retrieve pin-code in online banking 1. time
0,-
Retrieve pin-code in online banking 2. time
20,-
Replacement card sent to you when abroad
100,-
-
Montly price for Alltid Pluss
60,-
Alltid Pluss contains:
Up to two cards without annual fee
No fees on withdrawals abroad
Free security code device
Emergency cash if you loose your card abroad, no feeAnnual fee
Visa with ID
0,-
Visa without ID
0,-
All cards are free in Alltid Pluss (2 cards per account)
Cash witdrawals and purchases
Withdrawals in SpareBank 1 ATMs
10,-
Withdrawals in other ATMs in Norway
10,-
Purchases in Norway
0,-
Transaction fee for transactions in a foreign currency
2,00 %
Visa cash withdrawal abroad
0,-
Other use
Replacement card
150,-
Re-order pin-code (by mail)
20,-
Retrieve pin-code in online banking 1. time
0,-
Retrieve pin-code in online banking 2. time
20,-
Emergency cash when card is lost abroad
0,-
-
Annual fee
Visa with ID
300,-
Visa without ID
300,-
Cash witdrawals and purchases
Withdrawals in SpareBank 1 ATMs
10,-
Withdrawals in other ATMs in Norway
10,-
Purchases in Norway
3,-
Transaction fee for transactions in a foreign currency
2,00 %
Visa cash withdrawal abroad
40,-
Other use
Replacement card
150,-
Re-order pin-code (by mail)
20,-
Retrieve pin-code in online banking 1. time
0,-
Retrieve pin-code in online banking 2. time
20,-
Emergency cash when card is lost abroad
850,-
-
Annual fee
0,-
Annual fee, additional card for spouse
0,-
Purchases in Norway and abroad
0,-
Arrangement fee
0,-
Repayment
0 % interest on purchases for up to 45 days. Interest accrues from the first due date
Interest
Nominal interest rate
21,62 % p.a.
Effective interest rate*
23,90 % p.a.
Transaction fee for transactions in a foreign currency
2,00 %
Overdraft fee
125,-
Reminder fee
regulated by government rate
Fee for paper bill
45,-
Copy of bill
20,-
Fee for eFaktura/eFaktura combined with avtalegiro
0,-
* Based on an example of NOK 15,000 repaid over 12 months. Total credit amount is NOK 16,281.
Other use
Transfer from credit card to account
25,- + 1 % of the transferred amount
Cash withdrawal in ATMs, in a bank, abroad or in Norway
40,- +1 % of the amount
-
Annual fee
0,-
Additional card
0,-
Purchases in Norway and abroad
0,-
Arrangement fee
0,-
Repayment
0 % interest on purchases for up to 45 days. Interest accrues from the first due date
Interest
Nominal interest rate
21,62 % p.a.
Effective interest rate*
23,90 % p.a.
Transaction fee for transactions in a foreign currency
2,00 %
Overdraft fee
Reminder fee
regulated by government rate
Fee for paper bill
45,-
Fee for eFaktura/eFaktura combined with avtalegiro
0,-
Copy of bill
20,-
* Based on an example of NOK 15,000 repaid over 12 months. Total credit amount is NOK 16,281.
Other use
Transfer from credit card to account
25,- + 1 % of the transferred amount
Cash withdrawal in ATMs, in a bank, abroad or in Norway
40,- +1 % of the amount
-
Mikrocard
150,- *
Mikrocard for kids and youth
0,-
Replacement card
150,-
* Alltid Pluss 0,-
PAYMENTS
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One time security code (mobil app)
0,-
Code token*
100,-
Telephone bank, per call
2,-
Transactions between own accounts
0,-
Receipt (sticker)
20,-
Start stopped direct debit (AvtaleGiro)**
3,-
Search archives
0,-
Request statement by post (telephone bank)
10,-
Text message e-Invoice
3,-
Text message***
3,-
* Free in Alltid Pluss
** Free on all Alltid accounts and invoice account
*** Text message is free in Alltid Pluss an Alltid 0-18
Text message banking
Price per text message***
3,-
Transactions between own accounts
,-0
*** Free in Alltid 0-18
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Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro)
Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro) from bruksaccount
0,-
Nettgiro/telegiro/mobilegiro/fixed giro(avtalegiro) from savingsaccount
3,-
Giro sent by post (Brevgiro)
0,-
Brevgiro per giro**
14,-
Brevgiro per giro in Senioraccount (not for sale)
7,-
Receipt sticker and receipt list
20,-
Rejected brevgiro due to errors and lack of funds
125,-
Giro in bank
Giro paid cash/giro paid by non customers
150,-
Giro paid directly from account
75,-
Giro without receivers accountnumber
120,-
Immediate payment
Payments less than 5.000,-
10,-
Payments over 5.000,-
75,-
Postpone payment
Postpone payment, per payment
99,-
**porto. No fee if delivered to our mailbox
-
Withdrawals
10,-
Deposits
0,-
-
SWIFT incoming paid in EUR under EUR 50.000
20,- (for the paper receipt)
Other incoming SWIFT payments
0-100 NOK
0,-
101-500 NOK
20,-
Over 500 NOK
100,-
SWIFT outgoing
Payments in online banking to EU/EØS in EUR
35,-
Payments in online banking outside EU/EØS in other currencies
35,-
Foreign payments in NOK
150,-
Payments where all costs i Norway and abroad is covered by the sender(OUR)
300,-
Payments in a bank office/desk
400,-
Standing orders
400,-
Additional prices
Correction of payment (missing/wrong iban/swift/accountnumber/insuffient funds)
65,-
Cancellation/rejection of received order
100,-
Cancellation of executed payment
400,- + exchange rate costs and other costs abroad
Investigations concerning executed payment
400,- + other costs abroad (if demanded)
Approved receipt on mail/fax
100,-
-
Currency in our ATMs - customers in SpareBank 1 SR-Bank
10,-
Currency in our ATMs - customers in other banks
75,-
-
Closure of account/transaction to other bank
75,-
Manual handling and payment of fixed giro on behalf of customer*
75,-
Manual bank statement, last transactions
30,-
Manual payroll transfer, per transaction
25,-
Additional per list
60,-
Transfers done by telephone via customer service or advicer
100,-
Processing fee
300,-
Redeem utbetalingsanvisning to account
0,-
Redeem check (utbetalingsanvisning), cash
150,-
Redeem check (utbetalingsanvisning), cash for non-customers
300,-
*Price per giro in addition
-
Counting moneybox for SpareBank 1 customers
0,-
Coin rolls, coin exchanger and desk
12,-
-
Bank draft/gift check (not for sale)
Redeem a bank draft/gift check, non customers
300,-
Redeem a expired bank draft
100,-
-
Open security deposit account at a bank office (customers)
1000,-
Open security deposit account in online banking
500,-
Interest rate
0,05 %
-
Bank statement printed in ATM
0,-
Copies
Receipts/statements
125,-
Bankstatements older than 10 years
Contact us
Overdraft fee´s
Overdraft interest p.a. (all accounts)
19 %
Fee for 1. time reminder
70,-
Fee for 2. time reminder
70,-
Become a customer without BankID
Arrangement fee
400,-
LOANS
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Within 85% of purchase price / sales value and convertible to SpareBank 1 Boligkreditt A / S or SR-Boligkreditt
from 2,84 % (nom.) 2,95 % (eff.)
-
within 85% of purchase price / sales value and convertible to SpareBank 1 Boligkreditt A/S or SR-Boligkreditt
from 2,84 % (nom.)
2,91 % (eff.) -
Nominal interest
2,74 %
Effective interest
2,84 %*
Up to 85% of purchase price / sales value
* Effective interest calculated after NOK 2,000,000 over 30 years, NOK 2,900 in start-up costs and NOK 60 in forward costs. Cost 961 392, -. A total of 2 961 392,-
-
Over 4 000 000,-
Nominal interest
2,89 %
Effective interest
2,96 %
Between 2 000 000,- and 4 000 000,-
Nominal interest
3,04 %
Effective interest
3,15 %*
Under 2 000 000,-
Nominal interest
3,29 %
Effective interest
3,48 %
Up to 75% of purchase price / sales value.
* Effective interest calculated after NOK 2,000,000 over 30 years, NOK 2,900 in start-up costs and NOK 60 in forward costs. Cost 1 077 127, -. A total of 3 077 127,-
-
Over 4 000 000,-
Nominal interest
3,14 %
Effective interest
3,22 %
Between 2 000 000 and 4 000 0000,-
Nominal interest
3,24 %
Effective interest
3,36 %*
Under 2 000 000,-
Nominal interest
3,49 %
Effective interest
3,68 %
Up to 85% of purchase price / sales value.
* Effective interest calculated after NOK 2,000,000 over 30 years, NOK 2,900 in start-up costs and NOK 60 in forward costs. Cost 1 155 671, -. A total of 3 155 671,-
-
Over 4 000 000,-
Nominal interest
2,89 %
Effective interest
2,97 %
Between 2 000 000,- and 4 000 000,-
Nominal interest
3,04 %
Effective interest
3,16 %*
Under 2 000 000,-
Nominal interest
3,29 %
Effective interest
3,41 %
Up to 60% of purchase price / sales value.
* Effective interest calculated after NOK 4 000 000 over 30 years, NOK 2 900 in start-up costs and NOK 70 in forward costs. Cost 2 015 553-,. A total of 6 015 553,-
-
Fixed interest rates apply from 14.06.2022. Prices are subject to change at short notice.
Fixed interest period 3 years
Nominal interest
3,95 %
Effective interest
4,10 %*
Fixed interest period 5 years
Nominal interest
3,99 %
Effective interest
4,10 %*
Fixed interest period 10 years
Nominal interest
3,99 %
Effective interest
4,10 %*
Up to 75% of the value of the home
* Effective interest calculated after NOK 2,000,000 over 30 years, NOK 2,900 in start-up costs and NOK 60 in forward costs. Cost 1 446 810,-. A total of 3 446 810,-
-
Nominal interest
6,89 %
Quarterly fee
0,33 %
100 % use, effective interest
8,03 %*
50 % use, effective interest
9,37 %
20 % use, effective interest
14,60 %
* Effective interest calculated after NOK 2,000,000 over 1 year w / 100% utilization, NOK 5,000 in start-up costs and NOK 60 in forward costs.
-
Cabin loan
from 3,59 %
-
Car loan
Up to 65 % of purchase price
from 3,69 % (nom.)*
From 65 - 80 % of purchase price
from 4,69 % (nom.)
100 % of purchase price
from 5,49 % (nom.)
Kaskofritt car loan (from 30.000 - 100.000 kr).
No kaskoinsurance required on the carfrom 13,75 % (nom.)
* Membership in LOfavør gives 0,30 % lower interest.
**Membership in LOfavør gives 1,00 % lower interestCar loan for young adults, 18 - 34 years
Fully comprehensive, to 65 % of purchase price from 3,69 % (nom)
Fully comprehensive, from 65 % to 85 % of purchase price
from 4,29 % (nom.)*
Fully comprehensive, 100 % of purchase price
from 5,19 % (nom.)*
*Membership in LOfavør gives 1,00 % lower interest
Loan for electrical car
Loan for electrical car, up to 65 % of purchase price
from 3,39 % (nom.)*
Loan for electrical car, from 65 % to 80 % of purchase price
from 4,39 % (nom.)*
Loan for electrical car, from 80 % 100 % of purchase price
from 5,19 % (nom.)*
* Membership in LOfavør gives 0,30 % lower interest.
Caravan
Same as car loan
Boat loan
Boat over 7 m with pledge in the Skipsregister up to 65 % of purchase price
from 4,49 % (nom.)*
Boat over 7 m with pledge in the Skipsregister from 65 % - 80 % of purchase price
from 5,49 % (nom.)*
Boat under 7 m under 65 % of purchase price
from 5,75 % (nom)**
* Membership in LOfavør gives 0,30 % lower interest.
** Membership in LOfavør gives 1,00 % lower interest.
Other terms and conditions
Instalment fees
from 70,-*
Arrangement fee
from 2.200,-*
Arrangement fee for Kaskofritt billån
fra 3.733,-*
Arrangement fee for loan for electrical car
1.200,-
Register car judicially
1.516,-
Register boat judicially
2.531,-
Arrangement fee for boat loan
from 5.000,-
Deferment on loans
750,-
Arrangement fees for car loan for young adults
2.000,-*
*LOfavør members har benefits and lower prices
-
Interest
from 6,90 %
Lowest interest
6,90 %
Average interest
12,40 %
Highest interest
15,90 %
Arrengement fee
950,-
Instalment fee
70,-
-
Arrangement fee, loan
from 2.900,-
Arrangement fee, construction loan
from 5.000,-
Addition per person(exeeding 1 household)
1.000,-
Addition, intermediate financing
1.500,-
Instalment fee
60,-
Instalment fee, Flexiloan and Fixed rate loan
70,-
Deferment on loans and other changes
750,-
Changes on fixed rate loans
from 2.900,-
Changes on security
1.000
ACCOUNT AND SAVINGS
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Interestrates
Alltid, Alltid 18-33, Alltid 0-18, Bruksaccount
0,00 %
Alltid Pluss
0,25 %
Senioraccount(not for sale)
0,00 %
Compare our prices with other banks at www.finansportalen.no
-
Regardless amount
1,10 % (1,60 % from 10.08.2022)
Compare our prices with other banks at www.finansportalen.no
-
Up to 36 years*
3,00 % (3,50 % from 10.08.2022)
BSU over 36 years
0,45 % (0,80 % from 10.08.2022)
Customers keep the BSU interest rate until your 36 years. If you keep your BSU after this, the interest rate is the same as on a regular savings account.
Compare our prices with other banks at www.finansportalen.no
-
Amount 0 - 500.000
0,30 % (0,65% from 10.08.2022)
Amounts over 500.000
0,45 % (0,80% from 10.08.2022)
For amounts exceeding 15 mill. kroner, please contact us.
Compare our prices with other banks at www.finansportalen.no
-
Amount over 500.000 (for the period starting 25th every month, ending the 15th the next month).
1,05 %
Compare our prices with other banks at www.finansportalen.no
-
12 months*
1,40 % nom.**(1,70 % from 10.08.2022)
24 months*
1,60 % nom.**(1,90 % from 10.08.2022)
Minimum amount 50.000,-
* Prices apply to personal customers up to NOK 15 million. For deposits above NOK 15 million, or for offers at other terms, contact the bank.
**Interests can be changed on short notice
Compare our prices with other banks at www.finansportalen.no
-
Individual retirement savings account
0,45 % (0,80 % from 10.08.2022)
Annual cost
0,-
SHARES AND SECURITIES
-
Real-time stock market data on our web sites, without order depth and streaming
0,-
Real-time stock market data on our web sites, without order depth and with streaming
15,-
Real-time stock market data on our web sites, without order depth and with streaming
135,-
Real-time stock market data on our web sites, without order depth and with streaming for proffesionals
370,-
Brokerage fee: 0,05 % per trade, minimum 95,-
If you choose real-time without streaming you have to update your browser to get real-time data. Real-time with streaming is dynamic, and information is updated automatic.
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Purchases vie phone SpareBank 1 Markets (51202525)
-
Total values as at 31 December
Under NOK 100,000
NOK 0,-
NOK 100,000 - NOK 1,000,000
NOK 400,-
NOK 1,000,000 - NOK 3,000,000 (per million or part thereof)
150,-
More than NOK 3,000,000 (per million or part thereof)
125,-
Foreign securities if inventory 1st of January
1000,-
-
Purchase fee (depending on type of bond)
0,00 - 0,90 %
Sales fee
0,00 - 0,90 %
Managment fee
0,20 - 0,50 %
-
Purchase fee (depending on type of fund and amount)
0,00 %
Sales fee
0,00 %
Managment fee
0,40 %
Last updated 30.06.2022.