This is called a Buffer account in our Online Bank.
Make good everyday decisions and save for an emergency fund.
Save as much as you like, whenever you want.
Use the money whenever you want.
What is a High-Yield Interest Account (HYSA)?
This account works as a financial buffer that helps you prepare for events that are difficult to predict. Whether it's a broken appliance, car repairs, travel costs, or other unexpected expenses, having money available can help you without relying on credit or loans.
HYSA Interest Rate
2.30 %
Same interest from the first kroner
12 withdrawals per year for free. More than this is 2 % of the amount, minimum 20 kroner.
As a general guideline, we recommend building an emergency fund equivalent to one to two months of net salary.
Your ideal buffer depends on your financial situation, lifestyle and responsibilities. If you own a home, drive a car or support a family, you may benefit from a larger reserve, such as two to three months' salary.
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