Price list

Price list for corporate customers of SpareBank 1 Nord-Norge

PAYMENTS
INVOICE SERVICES
CARDS
CASH SERVICES
ABROAD
FINANCING
SAVINGS/DEPOSITS
SHARES AND SECURITIES
OTHER PRICES

PAYMENTS

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Internet bank business

Upgrade from basic to Internet bank with accounting integration	NOK 750
Monthly fee basic	NOK 130
Monthly fee with accounting integration	NOK 175
Monthly fee agreement associated with accounting office	NOK 130
Monthly fee extra company from a corporation	NOK 80
Limited companies established through SpareBank 1 Nord-Norge receive free online banking for 12 months. After that, standard prices apply. The price changes without notice after 12 months.
Monthly fee extra user, in excess of 1	NOK 35

Clubs and associations
Monthly fee	NOK 15
Monthly fee extra user	NOK 0

File transfer
SFTP per file to and from bank	NOK 0
File transfer to and from Nets per file	NOK 5
Establishment SFTP direct agreement	NOK 5000

Corporate account in Internet bank for private persons
Setup, change and removal of corporate account in our Internet bank for private persons	NOK 150 per change

Bank+Accounting

All costs related to Bank+Accounting are deducted from the account. Note that the prices are not deducted together, but distributed with a deduction on the banking services and another on the accounting services. The price of the banking services is fixed at NOK 110, while the price of the accounting service is determined on the basis of the chosen package (small, medium, large). In addition, costs are incurred in connection with the use of the services, both at the bank and at the accounting system. Costs related to the accounting system are invoiced with VAT. A separate receipt with VAT specification is made available.
Product packages
Small	NOK 199
Medium	NOK 299
Large	NOK 449

Transaction prices in SpareBank 1 Accounting (all prices are excl. VAT)
EHF, apiece	NOK 3
Automated invoice processing, apiece	NOK 3
Payments, per transaction	NOK 1.5
Receipts, per transaction	NOK 0.5
eFaktura (eInvoice, including Vipps), B2C	NOK 5.5

Modules in SpareBank 1 Accounting
Hour registration, per month / per user	NOK 49
Salary, per salary slip	NOK 25

Extra users
Extra user per month with Small	NOK 99
Extra user per month with Medium	NOK 99
Extra user per month with Large	NOK 199

Extra companies
Extra company per month with Small	NA
Extra company per month with Medium	NOK 99
Extra company per month with Large	NOK 199
For transaction prices on banking services, see price list. Information is mainly under Netbank, mobile banking and payment services.

Receipts

OCR
OCR establishment (without test)	NOK 500
OCR monthly fee	NOK 85
OCR giro transaction	NOK 2 (NOK 2.25 as of 1 Feb 2022)
OCR giro transaction list	NOK 100
OCR change agreements	NOK 150
OCR manually registered KID	NOK 35
OCR agreement – test without giro	NOK 750
OCR file transfer from Nets	NOK 5
Cremul - Cremul Plus (Egiro)
Cremul establishment – test change	NOK 500
Cremul monthly fee	NOK 85
Cremul plus (Egiro) monthly fee	NOK 85
Cremul transaction with KID	NOK 2 (NOK 2.25 as of 1 Feb 2022)
Cremul transaction without KID	NOK 2.50
Cremul transaction with KID credit note	NOK 2.50
Cremul transaction with structured information	NOK 2.50
Cremul change agreement	NOK 150
Cremul file transfer from Nets	NOK 5
Direct debit (AvtaleGiro)
AvtaleGiro establishment – test change	NOK 1500
AvtaleGiro establishment with electronic contract formation	NOK 500
AvtaleGiro monthly fee	NOK 85
AvtaleGiro transaction with bank notification	NOK 4.25
AvtaleGiro transaction without bank notification	NOK 2
AvtaleGiro cancellation of demand for payment	NOK 10
AvtaleGiro per electronic contract formation – debit	NOK 7
AvtaleGiro per electronic contract formation – credit	NOK 3
AvtaleGiro change agreements	NOK 150
AvtaleGiro KID change	NOK 1500
AvtaleGiro summary FBO recipient agreements	NOK 1500
AvtaleGiro file transfer to Nets	NOK 5
AvtaleGiro file transfer from Nets	NOK 5
Direct debit (AutoGiro)
AutoGiro registration – without test	NOK 500
AutoGiro monthly fee	NOK 85
AutoGiro transaction with message	NOK 8
AutoGiro transaction without message	NOK 8
AutoGiro change agreements	NOK 150
AutoGiro manual registration of authorisation	NOK 300
AutoGiro delete or change unsettled order	NOK 750
Receipts Total (ISO-format)
Establishment	NOK 500
Monthly fee	NOK 85
Transaction with KID	NOK 2 (NOK 2.25 as of 1 Feb 2022)
Transaction with/without message	NOK 2.50
Transaction with credite note	NOK 2.50
Transaction with structured info	NOK 2.50
File transfer Nets with entry data	NOK 5

Payments

Payments via internet bank business
Transaction with message	NOK 4 (NOK 5 as of 1 Feb 2022)
Transaction with KID	NOK 1.50
Transaction with structured information	NOK 2
Transaction payroll	NOK 1.75
Transaction payment order	NOK 100
Transaction account adjustment	NOK 0
AutoGiro
Per transaction	NOK 3
Direct remittance Nets
Direct remittance registration	NOK 3000
Direct remittance monthly fee	NOK 225
Direct remittance without message	NOK 3
Direct remittance with message	NOK 7.50
Direct remittance with KID	NOK 3
Direct remittance payroll	NOK 3
Direct remittance payment order	NOK 100
Direct remittance rejected order	NOK 10
Direct remittance – payer's bank asked Nets to settle order rejected by sufficient funds check	NOK 750
Direct remittance – correction per transaction	NOK 150
Direct remittance – change unsettled order	NOK 750
Direct remittance – delete unsettled order	NOK 750
Direct remittance – repeated sufficient funds check	NOK 750
Direct remittance – reordering of posting data	NOK 750
Direct remittance – list of receipts for executed corrections	NOK 10
Direct remittance – change agreement	NOK 150
Direct remittance – file transfer to Nets	NOK 5
Giro payment
Payment order	NOK 100
Returned payment order	NOK 200
Giro sent by post business (Brevgiro B) NB! Applies to existing agreements, new agreements are no longer set up
Brevgiro B per form	NOK 50
Brevgiro B per envelope submitted	NOK 10.50
Brevgiro B missing amount	NOK 120 (NOK 150 as of 1 Feb 2022)
Returned payment order	NOK 200
Brevgiro B sent via bank	NOK 10.50
Brevgiro B monthly fee	NOK 20
Brevgiro B receipt sticker	NOK 25
Brevgiro list of receipts	NOK 10

Payment terminals

Monthly fee	NOK 25
Per transaction	NOK 0.18

Vipps

See prices on vipps.no (choose product to see price)

INVOICE SERVICES

eFaktura (eInvoice) B2C

Establishment	NOK 8000
Setting up default invoice template	NOK 2000
Setting up bespoke customer invoice template	NOK 6000
Monthly fee	NOK 85
Invoice presentation per invoice	NOK 3.50
Invoice hotel per invoice	NOK 1.25
Change eFaktura reference	NOK 1500
Test change invoice hotel	NOK 1500
Test change default template	NOK 1500
Support less than 30 min (Nets)	NOK 750
Support more than 30 min (Nets)	NOK 1500
File transfer to Nets	NOK 5
File transfer from Nets	NOK 5
Long term archive 10 years	Price on request

eFaktura (eInvoice) B2B file solution

Establishment invoice receipt	NOK 5000
Monthly fee receipt	NOK 100
Per invoice received	NOK 4
Setting up send invoice	NOK 5500
Monthly fee outgoing	NOK 100
Per invoice sent	NOK 4
Per attachment	NOK 3
Support less than 30 min (Nets)	NOK 750
Support more than 30 min (Nets)	NOK 1500
Nonconformity email with XML	NOK 4
Copy of XML file	NOK 4
Ordre fil utsteder	NOK 2
Order file issuer	NOK 2
Order confirmation file issuer	NOK 2
Order confirmation file recipient	NOK 2
Catalogue file recipient	NOK 2
Order recipient	NOK 2
Invoice scanning	Price on request
Invoice print	Price on request
Long term archive 10 years	Price on request

eFaktura in Internet bank business

Monthly fee invoice service	NOK 25
Send eFaktura B2B in Internet bank
Registration	NOK 0
Per invoice presentation	NOK 10
Additional charge for attachments	NOK 3
Receive eFaktura B2B in Internet bank
Registration	NOK 0
Per invoice	NOK 5
Long term archive 10 years	Price on request

CARDS

SpareBank 1 Visa business (debit card)

Annual fee	NOK 300
Cash withdrawal
Withdrawal from cash machine	NOK 10
Visa cash withdrawal in Norway and abroad
Cash machine	NOK 30 + 0.5 % of amount
Manual (over the counter)	NOK 60 + 0.5 % of amount
Foreign transaction fee when used abroad	2%
Purchase including cash withdrawal
Purchase	NOK 2
Cash services in store
Withdrawal in store	NOK 10
Deposit in store	NOK 75
Reorder card
in Internet bank or mobile bank	NOK 100

Eurocard Corporate Gold

For prices and terms and conditions, see www.eurocard.com

Prepaid payment cards for municipalities and refugee reception centres

Establishment	NOK 15,000
Per card	NOK 100
Per top-up	NOK 7

CASH SERVICES

Business settlement / night safe

Annual fee	NOK 300
Price per counted bag	NOK 40
Coins in bags, addition of counted amount	13 %
Annual fee for customers that only use us as a settlement bank	NOK 7,500
Charge per counted bag for customers that only use us as a settlement bank	NOK 100
Additional charge for deposits in bags per banknote	NOK 0.13
Coins in bags per counted bag	NOK 40
Coins in bags, addition of counted amount	4 %
Additional charge in case of error/missing/difference	NOK 40
Additional charge for differences/returns in connection with web cash registration	NOK 75
Sending manual vouchers to bank or business customer, per voucher	NOK 150
Changing foreign banknotes, per settlement	NOK 150
You can find information about prices and ordering night safe bags and vouchers here
Manual order
Daytime settlement over the counter	NOK 75

Ordering change

Price per roll of coins	NOK 15
Price for banknotes	1 % of the banknote value
Minimum price per order	NOK 250

Deposit machines

Deposits via deposit machine

NOK 75

Cash withdrawal over the counter

The service is provided at selected branches. Withdrawal fee:
Up to 2 weeks order time.

0.25% (minimum NOK 250)

Cash services in store

Withdrawal in store	NOK 10
Deposit in store	NOK 75

ABROAD

SWIFT outgoing

Paper-based payment (manual registration at branch)	NOK 300
SEPA payment (order submitted via electronic channel)	NOK 30
Ordinary payment (order submitted via electronic channel)	NOK 50
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about SWIFT outgoing (Norwegian only)

SWIFT incoming

Cross-border payment/domestic foreign currency payment	NOK 50
Domestic payment in NOK	NOK 0
SEPA payment	NOK 30
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about SWIFT incoming (Norwegian only)

Additional and extra services

Additional charge for urgent payment	NOK 250
Additional charge if the sender covers all the charges	NOK 250
Message repair	NOK 100
Account adjustment and exchange to/from own foreign currency account	NOK 0
Fax/email confirmation to recipient or sender	NOK 100
Cancellation/rejection of received order	NOK 100
Cancellation of executed payment	NOK 250
Complaint/query concerning executed payment	NOK 250
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about additional and extra services (Norwegian only)

Cheques in foreign currency

Sale of cheque in foreign currency (SWIFT-to-cheque)	NOK 250
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about cheques in foreign currency (Norwegian only)

Document debt collection

Debt collection commission	0.40 % min. NOK 500 max. NOK 3,000
Acceptance commission, for obtaining acceptance of bill of exchange	NOK 200
Return commission, recalled or returned orders	NOK 400
Change, per order/bill of exchange	NOK 200
Reminder	NOK 200
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

Remburser: Import

Opening commission, for irrevocable letter of credit	0.50 % min. NOK 1000
Acceptance commission, per 3-month period or part thereof	0.25 % min. NOK 800 per period
Document commission	0.275 % min. NOK 800 max. NOK 2,000
Change commission	NOK 500 per change
Additional services: e.g. telephone/fax/SWIFT	NOK 200 per service
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

Remburser: Eksport

Advice commission	NOK 1000
Letter of credit commission (if used, advice commission will not be applied)	0.075 % min. NOK 800
Letter of credit required by Norwegian banks	(additional)
Advance advice commission	NOK 500
Confirmation commission, depending on risk regarding bank/country	min. 0.20 % per 3 months min. NOK 1000
Document commission	0.30 % min. NOK 1000
Acceptance commission	0.20 % p.a. min. NOK 1000
Discounting – Interest rate discounting LIBOR/NIBOR + margin	NOK 300
Additional services: e.g. telephone/fax/SWIFT	NOK 200 per service
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

FINANCING

Financing

Interest rates and conditions depend on the company's security and ability to pay.

Agricultural credit

Interest on ordinary appropriation

4.35%

Vendor’s security loans

Instalment fee	NOK 120
Exemption from repayment	NOK 1,000 per month
Extension up to 3 months	NOK 500 per month
Extension in excess of 3 months	NOK 1500
Copy of the agreement, invoice, annual statement, etc.	NOK 125
Change of due date	NOK 125
Engagement overview	NOK 125
1st reminder fee	NOK 75
2nd reminder fee	NOK 250
Interest on overdue payments	18 % per annum

Leasing

Instalment fee	NOK 120
Exemption from repayment	NOK 1,000 per month
Extension up to 3 months	NOK 500 per month
Extension in excess of 3 months	NOK 1,500
Copy of the agreement, invoice, annual statement, etc.	NOK 125
Printout from accounts receivable	NOK 125
Change of due date	NOK 125
Unpaid invoices	NOK 125
Engagement overview	NOK 125
Cross-border payment of supplier invoice	min NOK 150 per invoice
Fee for lost number plate, vehicle registration, etc.	NOK 500
Onward invoicing of fines, toll road charges, etc.	NOK 350 per invoice
1st reminder fee	NOK 75
2nd reminder fee	NOK 250
Interest on overdue payments	20 % per annum

Corporate account

Establishment	NOK 7,500
Set up of multi-currency	NOK 10,000
Monthly fee	NOK 500
Monthly fee per account	NOK 100

Self-service changes

Deferred term Deferred term means that you can defer the entire agreed payment (interest and installments) for a shorter period. The payment amount agreed upon at each due date does not change. The next due date must be paid according to plan, and the original repayment period will be maintained.
Deferred term on loans	From NOK 1,000
Exemption from repayment During periods with exemption from repayment, only interest and costs are paid on the loan.
Exemption from repayment	From NOK 1,000

SAVINGS/DEPOSITS

Operating credit


Operating account	0.00 %

Tax withholding account


Tax withholding account	0.00 %

Investment account business


Investment account business	0.05%
12 free withdrawals per annum, plus last year's interest. Withdrawals in excess of these will incur a charge of 2.00% of the amount withdrawn, min NOK 20. For amounts in excess of NOK 10 million, an individual price applies on request.

Investment account lock-in period


Investment account with 31-day lock-in period	0.15%
Notification must be given of all withdrawals and transfers from the account at least 31 days before the withdrawal is made. An account can have up to 12 withdrawals/terminations recorded at a time.

Fixed-rate deposit

12 month lock-in period	0.80 %
Min. NOK 50,000 and max. NOK 5,000,000
Infringements of fixed-rate agreements will incur a charge of 3% per annum of the amount withdrawn for the remainder of the term.

SHARES AND SECURITIES

Share services in Internet and mobile bank

Brokerage fee	0.05 % per trade, min. NOK 95
Real-time quotes on the web pages without order depth (private)	NOK 0 per month
Real-time quotes on the web pages with order depth – 5 levels (private)	NOK 135 per month
Market Monitor without order depth (private)	NOK 210 per month
Market Monitor with order depth (private)	NOK 320 per month
Market Monitor without order depth (professional)	NOK 545 per month

Securities – charges for account administration/annual fee for VPS account

Total value as at 31 December	Per account
Under NOK 100,000	NOK 0
NOK 100,000-1,000,000	NOK 225
NOK 1,000,000-10,000,000 (per million or part thereof)	NOK 300
More than NOK 10,000,000 (per million or part thereof)	NOK 325

Purchase and sales via broker (SNN Markets)

Click here for prices from SNN Markets (pdf, Norwegian only)

OTHER PRICES

Other prices for business customers

Bank statement, per statement	NOK 150
Vouchers, per voucher	NOK 150
Audit statement manual order	NOK 1100
Audit statement retrieved in internet bank business	NOK 0
Manual production of Roadside Assistance certificate	NOK 100
Manual production of Travel Insurance certificate	NOK 100
Issuing of confirmation of paid up share capital/capital increase	NOK 1500 (excl. VAT)
Termination of customer relationship, transfer to another bank, per account	NOK 75
Giromail	NOK 1
Deposit account interest	0.05 %
Opening deposit account – own customers in internet bank (landlord)	NOK 500
Opening deposit account – own customers at local branch (landlord)	NOK 1,000
Payment order, reversed to customer	NOK 200
Direct debit – payment with one-time authorisation, security, monthly fee	NOK 80
Direct debit – change of securities trading agreement	NOK 150
Confirmation of permit guarantee to public agency	NOK 150
Annual account maintenance fee for accounts associated with customer numbers that are not registered and active in the Brønnøysund Register.	NOK 300
Annual account maintenance fee for account of inactive customer with lack of customer control (AML)	NOK 500