Price list

Price liste for corporate customers of SpareBank 1 Nord-Norge

PAYMENTS
INVOICE SERVICES
PRODUCT PACKAGES
CARDS
CASH SERVICES
ABROAD
FINANCING
SAVINGS/DEPOSITS
SHARES AND SECURITIES
OTHER PRICES

PAYMENTS

Vis alle Lukk alle

Internet bank business

Registration – basic	NOK 0
Upgrade – basis to integrated	NOK 1500
Registration – integrated solution	NOK 1500
Monthly fee – basic	NOK 130
Monthly fee – integrated solution	NOK 300
Monthly fee – subsidiary agreement	NOK 80
Monthly fee – extra user, in excess of 1	NOK 25
Domestic Express Payment via Swift	NOK 50
File transfer
Arrangement of file transfer, SFTP	NOK 750
SFTP file transfer per month	NOK 250
File transfer to and from Nets per file	NOK 5
File transfer to and from Nets per file	NOK 5

Receipts

OCR
OCR registration (without test)	NOK 500
OCR monthly fee	NOK 85
OCR giro transaction	NOK 2
OCR giro transaction list	NOK 100
OCR change agreements	NOK 150
OCR manually registered KID	NOK 35
OCR agreement – test without giro	NOK 750
OCR file transfer from Nets	NOK 5
Cremul - Cremul Plus (Egiro)
Cremul registration – test change	NOK 500
Cremul monthly fee	NOK 0
Cremul plus (Egiro) monthly fee	NOK 85
Cremul transaction with KID	NOK 2
Cremul transaction without KID	NOK 2.50
Cremul transaction with KID credit note	NOK 2.50
Cremul transaction with structured information	NOK 2.50
Cremul change agreement	NOK 150
Cremul file transfer from Nets	NOK 5
Direct debit (AvtaleGiro)
AvtaleGiro registration/test change	NOK 1500
AvtaleGiro arrangement with electronic contract formation	NOK 500
AvtaleGiro monthly fee	NOK 85
AvtaleGiro transaction with bank notification	NOK 4.25
AvtaleGiro transaction without bank notification	NOK 2
AvtaleGiro cancellation of demand for payment	NOK 10
AvtaleGiro per electronic contract formation – debit	NOK 7
AvtaleGiro per electronic contract formation – credit	NOK 3
AvtaleGiro change agreements	NOK 150
AvtaleGiro KID change	NOK 1500
AvtaleGiro summary FBO recipient agreements	NOK 1500
AvtaleGiro file transfer to Nets	NOK 5
AvtaleGiro file transfer from Nets	NOK 5
Direct debit (AutoGiro)
AutoGiro registration – test new agreement	NOK 500
AutoGiro monthly fee	NOK 85
AutoGiro transaction with message	NOK 8
AutoGiro transaction without message	NOK 15
AutoGiro change agreements	NOK 150
AutoGiro manual registration of authorisation	NOK 300
AutoGiro delete or change unsettled order	NOK 750

Payments terminals

Payment terminals
Establishment of user location	NOK 500
Månedsavgift fee settlement processing BankAxept	NOK 160
Per transaction	NOK 0.26
Monthly fee purchase return BankAxept	NOK 100
Payment terminal payment with KID	NOK 2
Network terminal payment with KID	NOK 2
Other prices	Billed by Nets
Short-term rental payment terminal clubs and associations
Per rental	NOK 200
Debit card transactions	NOK 0

Payments

Payments via internet bank business
Transaction with message	NOK 4
Transaction with KID	NOK 1.50
Transaction with structured information	NOK 2
Transaction payroll	NOK 1.75
Transaction payment order	NOK 100
Transaction without message	NOK 1.50
Transaction account adjustment	NOK 0
Autogiro
Per transaction	NOK 3
Direct remittance Nets
Direct remittance registration	NOK 1000
Direct remittance monthly fee	NOK 200
Direct remittance without message	NOK 3
Direct remittance with message	NOK 7.50
Direct remittance with KID	NOK 3
Direct remittance payroll	NOK 3
Direct remittance payment order	NOK 100
Direct remittance rejected order	NOK 10
Direct remittance – payer's bank asked Nets to settle order rejected by sufficient funds check	NOK 750
Direct remittance – correction per transaction	NOK 150
Direct remittance – change unsettled order	NOK 750
Direct remittance – delete unsettled order	NOK 750
Direct remittance – repeated sufficient funds check	NOK 750
Direct remittance – reordering of posting data	NOK 750
Direct remittance – list of receipts for executed corrections	NOK 10
Direct remittance – change agreement	NOK 150
Direct remittance – file transfer to Nets	NOK 5
Giro payment
Payment order	NOK 100
Returned payment order	NOK 200
Giro sent by post business (Brevgiro B) NB! Applies to existing agreements, new agreements are no longer set up
Brevgiro B per form	NOK 50
Brevgiro B per envelope submitted	NOK 10.50
Brevgiro B missing amount	NOK 120
Returned payment order	NOK 200
Brevgiro B same to and from account	NOK 120
Brevgiro B insufficient funds	NOK 120
Brevgiro B signature missing	NOK 120
Brevgiro B returned due to other missing information	NOK 120
Brevgiro B sent via bank	NOK 10.50
Brevgiro B monthly fee	NOK 20
Brevgiro B receipt sticker	NOK 25
Brevgiro list of receipts	NOK 10
Brevgiro B forced reconciliation bundle	NOK 120

Vipps

See prices on vipps.no

Autoreg Payment

Registration	NOK 0
Monthly fee	NOK 100
Monthly fee – extra user, in excess of 1	NOK 25
Transaction	NOK 7.50

INVOICE SERVICES

eFaktura (eInvoice) B2C

Registration	NOK 8000
Setting up default invoice template	NOK 2000
Setting up bespoke customer invoice template	NOK 6000
Monthly fee	NOK 80
Invoice presentation per invoice	NOK 4
Invoice hotel per invoice	NOK 1.25
Change eFaktura reference	NOK 1500
Test change invoice hotel	NOK 1500
Test change default template	NOK 1500
Extended support	NOK 1500
File transfer to Nets	NOK 5
File transfer from Nets	NOK 5

eFaktura (eInvoice) B2B file solution

Set up invoice receipt	NOK 5000
Monthly fee receipt	NOK 100
Per invoice received	NOK 4
Set up send invoice	NOK 5000
Monthly fee outgoing	NOK 100
Per invoice sent	NOK 4
Per attachment	NOK 3
Extended support	NOK 1500
Nonconformity email with XML	NOK 4
Copy of XML file	NOK 4
Ordre fil utsteder	NOK 2
Order file issuer	NOK 2
Order confirmation file issuer	NOK 2
Order confirmation file recipient	NOK 2
Catalogue file recipient	NOK 2
Order recipient	NOK 2
Invoice scanning	Price on request
Invoice print	Price on request
Long-term archive 10 years	Price on request

eFaktura in internet bank business

Send eFaktura B2B in internet bank
Registration	NOK 0
Monthly fee	NOK 0
Per invoice presentation	NOK 10
Additional charge for attachments	NOK 3
Receive eFaktura B2B in internet bank
Registration	NOK 0
Monthly fee	NOK 25
Per invoice	NOK 5

PRODUCT PACKAGES

PRO - loyalty programme for your business

PRO per month, including internet bank basic or integration with accounting system	NOK 175/350
PRO Etablerer per month	NOK 75
PRO Landbruk per month	NOK 75
PRO includes the following products at no extra cost: Internet bank business set up Visa bedrift per annum SpareBank 1 credit card - MasterCard Extra per annum	NOK 0 NOK 0 NOK 0

Sole proprietorships

Product package per month	NOK 130
Includes the following products at no extra cost Internet bank business set up Visa Business per annum	NOK 0 NOK 0

Clubs and associations

Internet bank business
Registration clubs and associations	NOK 0
Monthly fee clubs and associations	NOK 50
Monthly fee – extra user, in excess of 1, clubs and associations	NOK 0
Member network
Registration	NOK 1400
Monthly fee	NOK 195
Invoice per email	NOK 0
OCR transaction	NOK 2
Invoice per print	NOK 12 + VAT
Invoice per eFaktura	NOK 3
Invoice per AvtaleGiro (direct debit)	NOK 3
Per text message	NOK 0.56 + VAT
Internet bank business – included in the monthly fee	NOK 0
Annual fee Visa Electron - included in monthly fee	NOK 0
Call centre support – included in the monthly fee	NOK 0

CARDS

Sparebank 1 Visa business (debit card)


Annual fee	NOK 290
Cash withdrawals and purchases From our cash machines, Monday-Friday 08:00-16:00 From our cash machines, Monday-Friday 16:00-08:00 Cash withdrawals from other banks’ cash machines Purchases incl. cash service/withdrawals Visa cash advances in Norway and abroad Manual Visa cash advances (over the counter) in Norway and abroad Foreign transaction fee when used abroad	NOK 0 NOK 5 NOK 7 NOK 2 NOK 30 + 0.5 % of amount NOK 60 + 0.5 % of amount 1.75 %

Eurocard Corporate Gold

For prices and terms and conditions, see www.eurocard.no

SpareBank 1 Business Card (credit card) NB! No longer on sale

Annual fee	NOK 495
Cash advances, max. NOK 10,000 per day	5 % of the amount
Transfer from credit card to account	1 % of amount, min. NOK 25
Foreign transaction fee	NOK 1.75
Purchases	NOK 0
Invoice fee	NOK 0
Copy of invoice	NOK 20
Reminder fee	NOK 57
Overdraft fee	NOK 67
Interest on overdue payments per month	2 %
Overdraft fee (charged if the agreed credit limit is exceeded)	NOK 70

Prepaid payment cards for municipalities and refugee reception centres

Registration	NOK 15,000
Per card	NOK 100
Per top-up	NOK 7

CASH SERVICES

Business settlement/Night safe

Annual fee	NOK 250
Price per counted bag	NOK 35
Coins in bags, addition of counted amount	13 %
Annual fee for customers that only use us as a settlement bank	NOK 7,500
Charge per counted bag for customers that only use us as a settlement bank	NOK 100
Additional charge for deposits in bags per banknote	NOK 0.13
Coins in bags per counted bag	NOK 35
Coins in bags, addition of counted amount	3 %
Additional charge in case of error/missing/difference	NOK 35
Additional charge for differences/returns in connection with web cash registration	NOK 75
Sending manual vouchers to bank or business customer, per voucher	NOK 150
Changing foreign banknotes, per settlement	NOK 150
You can find information about prices and ordering night safe bags and vouchers here
Manual order
Daytime settlement over the counter	NOK 75

Ordering change

Price per roll of coins	NOK 15
Price for banknotes	1 % of the banknote value
Minimum price per order	NOK 250

Deposit machines

Deposits via deposit machine

NOK 75

ABROAD

SWIFT outgoing

Paper-based payment (manual registration at branch)	NOK 300
SEPA payment (order submitted via electronic channel)	NOK 30
Ordinary payment (order submitted via electronic channel)	NOK 50
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about SWIFT outgoing (Norwegian only)

SWIFT incoming

Cross-border payment/domestic foreign currency payment	NOK 50
Domestic payment in NOK	NOK 0
SEPA payment	NOK 30
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about SWIFT incoming (Norwegian only)

Additional and extra services

Additional charge for urgent payment	NOK 250
Additional charge if the sender covers all the charges	NOK 250
Message repair	NOK 100
Account adjustment and exchange to/from own foreign currency account	NOK 0
Fax/email confirmation to recipient or sender	NOK 100
Cancellation/rejection of received order	NOK 100
Cancellation of executed payment	NOK 250
Complaint/query concerning executed payment	NOK 250
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about additional and extra services (Norwegian only)

Cheques in foreign currency

Sale of cheque in foreign currency (SWIFT-to-cheque)	NOK 250
We have produced an explanation of the individual elements and correlation between these. This also describes the requirements the bank stipulates for the prices quoted to apply. Click here for further information about cheques in foreign currency (Norwegian only)

Document debt collection

Debt collection commission	0.40 % min. NOK 500 max. NOK 3,000
Acceptance commission, for obtaining acceptance of bill of exchange	NOK 200
Return commission, recalled or returned orders	NOK 400
Change, per order/bill of exchange	NOK 200
Reminder	NOK 200
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

Remburser: Import

Opening commission, for irrevocable letter of credit	0.50 % min. NOK 1000
Acceptance commission, per 3-month period or part thereof	0.25 % min. NOK 800 per period
Document commission	0.275 % min. NOK 800 max. NOK 2,000
Change commission	NOK 500 per change
Additional services: e.g. telephone/fax/SWIFT	NOK 200 per service
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

Remburser: Eksport

Advice commission	NOK 1000
Letter of credit commission (if used, advice commission will not be applied)	0.075 % min. NOK 800
Letter of credit required by Norwegian banks	(additional)
Advance advice commission	NOK 500
Confirmation commission, depending on risk regarding bank/country	min. 0.20 % per 3 months min. NOK 1000
Document commission	0.30 % min. NOK 1000
Acceptance commission	0.20 % p.a. min. NOK 1000
Discounting – Interest rate discounting LIBOR/NIBOR + margin	NOK 300
Additional services: e.g. telephone/fax/SWIFT	NOK 200 per service
Special notes: All extra costs the bank incurs in connection with the letter of credit are charged to the customer in addition to the specified rates.

FINANCING

Operating credit

Driftskreditt Landbruk	4.75 %
Arrangement fee, of amount granted	1.00 %, min. NOK 5000

Corporate account

Registration	NOK 7,500
Set up of multi-currency	NOK 10,000
Monthly fee	NOK 500
Monthly fee per account	NOK 100

Leasing

Instalment fee	NOK 125
Instalment fee for invoice sent	NOK 85
Cross-border payment of supplier invoice, min.	NOK 150
Change of due date (postponement by more than 1 month)	NOK 50
Interest only per month	NOK 500
Extension in excess of 3 months	NOK 1,000
Copy of the agreement, invoice, annual statement, etc.	NOK 50
Printout from accounts receivable	NOK 100
Onward invoicing of fines, toll road charges and similar	NOK 300
Fee for ordering new vehicle registration	NOK 500
Fee for lost number plate	NOK 500
1st reminder fee	NOK 75
2nd reminder fee	NOK 250
Interest on overdue payments	1.50 % per month

SAVINGS/DEPOSITS

Operating credit


Operating account	0.00 %

Corporate account


BM PRO Landbruk	0.00 %
BM PRO ordinary/Etablerer
Up to NOK 500,000	0.00 %
From NOK 500,000	0.00 %
BM ENK (sole proprietorships)
Up to NOK 500,000	0.00 %
From NOK 500,000	0.00 %

Tax withholding account


Tax withholding account	0.00 %

Investment account business

We lower our deposit rate 17th of July. New deposit rate is shown behind existing deposit rate.
Investment account business	0.10 % (0.05%)
12 free withdrawals per annum, plus last year's interest. Withdrawals in excess of these will incur a charge of 2.00% of the amount withdrawn, min NOK 20. For amounts in excess of NOK 10 million, an individual price applies on request.

Investment account lock-in period

We lower our deposit rate 17th of July. New deposit rate is shown behind existing deposit rate.
Investment account with 31-day lock-in period	0.35 % (0.15%)
Notification must be given of all withdrawals and transfers from the account at least 31 days before the withdrawal is made. An account can have up to 12 withdrawals/terminations recorded at a time.

Fixed-rate deposit

12 month lock-in period. Min. NOK 50,000 and max. NOK 5,000,000	1,0 %
Infringements of fixed-rate agreements will incur a charge of 3 % per annum of the amount withdrawn for the remainder of the term.

SHARES AND SECURITIES

Share services in internet and mobile bank

Brokerage fee	0.05 % per trade, min. NOK 95
Real-time quotes on the web pages without order depth (private)	NOK 0 per month
Real-time quotes on the web pages with order depth – 5 levels (private)	NOK 135 per month
Market Monitor without order depth (private)	NOK 210 per month
Market Monitor with order depth (private)	NOK 320 per month
Market Monitor without order depth (professional)	NOK 545 per month

Securities – charges for account administration/annual fee for VPS account

Total value as at 31 December
Under NOK 100,000
NOK 100,000-1,000,000
NOK 1,000,000-10,000,000 (per million or part thereof)
More than NOK 10,000,000 (per million or part thereof)

NOK 0
NOK 225
NOK 300
NOK 325

Purchase and sale of shares via broker

Brokerage fee – Norwegian listed shares up to NOK 250,000	0.30 % per trade, min. NOK 500
Brokerage fee – Norwegian listed shares over NOK 250,000	Pris etter avtale

OTHER PRICES

Other prices for business customers

Bank statement, per statement	NOK 150
Vouchers, per voucher	NOK 150
Audit statement manual order	NOK 1100
Audit statement retrieved in internet bank business	NOK 0
Manual production of Roadside Assistance certificate	NOK 100
Manual production of Travel Insurance certificate	100 kr
Issuing of confirmation of paid up share capital/capital increase	NOK 1500 (excl. VAT)
Termination of customer relationship, transfer to another bank, per account	NOK 75
Giromail	NOK 1
Deposit account interest	0.20 %
Opening deposit account – own customers in internet bank (landlord)	NOK 500
Opening deposit account – own customers at local branch (landlord)	NOK 1,000
Payment order, reversed to customer	NOK 200
Direct debit – payment with one-time authorisation, security, monthly fee	NOK 80
Direct debit – change of securities trading agreement	NOK 150
Confirmation of permit guarantee to public agency	NOK 150