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Q4 2022 results

• Pre-tax profit: NOK 1,225 million (NOK 1,073 million)
• Net profit for the quarter: NOK 1,000 million (NOK 889 million)
• Return on equity after tax: 14.6% (14.1%)
• Earnings per share: NOK 3.81 (NOK 3.41)
• Operating costs: NOK 752 million (NOK 754 million)

Q4 2021 in brackets.

Preliminary annual results for 2022

• Pre-tax profit: NOK 4,211 million (NOK 3,838 million)
• Net profit for the year: NOK 3,378 million (NOK 3,156 million)
• Return on equity after tax: 12.6% (12.6%)
• Earnings per share: NOK 12.88 (NOK 12.08)
• Operating costs: NOK 2,825 million (NOK 2,714 million)
• Total lending growth over past 12 months: 9.8% (5.3%)
• Growth in deposits over past 12 months: 7.6% (22.5%)
• Common Equity Tier 1 capital ratio: 17.4% (17.4%)
• The board is proposing a dividend of NOK 7.00 (NOK 6.00)

 As at 31.12.2021 in brackets.