Investor

Quarterly report Q2 2023

Pre-tax profit: 1 641 MNOK (995)
ROE: 16,9 % (10,2 %)
CET1 ratio: 17,5 % (19,3 %)
C/I ratio: 34,5 % (44,7 %)
Losses: -27 MNOK (-15)

Quarterly report Q2 2023 (pdf)
Quarterly presentation Q2 223 (pdf)

Annual report 2022

Result for the year: NOK 1.851 million
Return on equity: 11.9 %
Cost-income ratio: 40.3 %
Earnings per equity certificate: NOK 8.25
Net income from financial assets: NOK 274 million
Common equity Tier 1 ratio: 17.3 %
Provision for dividends: NOK 8.20

Read the annual report 2022

Green Product Framework

In line with our Sustainability Strategy and commitment to sustainable development, we have established a Green Product Framework to guide our green lending activities.Our ambition is to leverage our role in society to influence companies, our clients, to transition to a low-carbon society, as well as to work to achieve a more sustainable loan portfolio and contribute to a greener security market.

Read about our Green Product Framework (pdf)
Read Ciceros second opinion on the framework (pdf)

Forward-looking bank collaboration in the Helgeland region

SpareBank 1 Nord-Norge and Helgeland Sparebank are to establish a strategic, future-oriented collaboration. SpareBank 1 Nord-Norge will become a long-term owner of Helgeland Sparebank with a stake of 19.99% of that bank’s equity certificates.

Helgeland Sparebank will acquire SpareBank 1 Nord-Norge’s banking business linked to the branches in Helgeland. Helgeland Sparebank will concurrently join the SpareBank 1 Alliance by becoming part of SamSpar.

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