High activity and good profitability

SpareBank 1 Østlandet's consolidated profit after tax for the third quarter of 2025 was NOK 876 (1,080) million. The return on equity was 13.5 (20.4) percent. Strong returns were driven by solid contributions from all income lines.

3Q 2025

(Consolidated figures. Figures in brackets concern the corresponding period in 2024)

Profit after tax: NOK 876 (1,080) million
Return on equity: 13.5 (20.4) per cent
Earnings per equity capital certificate: NOK 4.48 (6.24)
Net interest income: NOK 1,193 (1,021) million
Net commissions and other operating income: NOK 508 (433) million
Net income from financial assets and liabilities was NOK 252 (530) million.
Total operating expenses: NOK 727 (596) million
Net loan loss provisions were NOK 121 (106) million
Lending growth in the last quarter, including mortgages transferred to the covered bond companies: 1.1 (1.1) per cent
Deposit growth in the last quarter: -2.0 (-1.0) per cent
Common Equity Tier 1 capital ratio: 17.3 (16.9) per cent

Ost-Klara-Lise-Aasen-og-Geir-Egil-Bolstad_august-2025_17_komprimert.jpg

Group CEO Klara-Lise Aasen and CFO Geir-Egil Bolstad. 



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Ticker: SPOL

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Rating

Senior Unsecured - Aa3, stable outlook
Senior Non-Preferred - A3, stable outlook 

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Geir-Egil Bolstad
CFO
+47 918 82 071
Cathrine Mordal
Head of Treasury
+47 480 02 537
Bjørn-Erik Orskaug
Head of Investor Relations
+47 922 39 185

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