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Presentation of 4th quarter 2025 accounts

SpareBank 1 Østlandet will be presenting 4th quarter 2025 and preliminary annual financial accounts.


Time: Friday 13 February 2026 at 08.15 a.m. CET

Place: Live webcast at this site.

The presentation will be held by Group CEO Klara-Lise Aasen and CFO Geir-Egil Bolstad. The presentation will be held in Norwegian. A recording of the webcast will be made available on our web pages afterwards.

Questions during the presentation can be sent to investor@sb1ostlandet.no.

Investor meetings via Teams following the presentation can be arranged individually.

Contacts at SpareBank 1 Østlandet:
Geir-Egil Bolstad, CFO, tel.: +47 918 82 071
Bjørn-Erik R. Orskaug, Head of Investor Relations, tel.: +47 922 39 185, email bjorn-erik.orskaug@sb1ostlandet.no

Ost-Klara-Lise-Aasen-og-Geir-Egil-Bolstad_august2025_2.jpg

 CFO Geir-Egil Bolstad and Group CEO Klara-Lise Aasen.

High activity and good profitability

SpareBank 1 Østlandet's consolidated profit after tax for the third quarter of 2025 was NOK 876 (1,080) million. The return on equity was 13.5 (20.4) percent. Strong returns were driven by solid contributions from all income lines.

3Q 2025

(Consolidated figures. Figures in brackets concern the corresponding period in 2024)

• Profit after tax: NOK 876 (1,080) million
• Return on equity: 13.5 (20.4) per cent
• Earnings per equity capital certificate: NOK 4.48 (6.24)
• Net interest income: NOK 1,193 (1,021) million
• Net commissions and other operating income: NOK 508 (433) million
• Net income from financial assets and liabilities was NOK 252 (530) million.
• Total operating expenses: NOK 727 (596) million
• Net loan loss provisions were NOK 121 (106) million
• Lending growth in the last quarter, including mortgages transferred to the covered bond companies: 1.1 (1.1) per cent
• Deposit growth in the last quarter: -2.0 (-1.0) per cent
• Common Equity Tier 1 capital ratio: 17.3 (16.9) per cent

Group CEO Klara-Lise Aasen and CFO Geir-Egil Bolstad. 

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Senior Unsecured - Aa3, stable outlook
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Contact

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Geir-Egil Bolstad
CFO
+47 918 82 071
Cathrine Mordal
Head of Treasury
+47 480 02 537
Bjørn-Erik Orskaug
Head of Investor Relations
+47 922 39 185
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