Investor Relations

Financial key figures for the Group in the first six months of 2021

(figures for corresponding period in 2020)

- Profit after tax: NOK 955 (704) million
- Return on equity: 11.3 (9.1) per cent
- Net interest income: NOK 1,077 (1,093) million
- Total operating expenses: NOK 976 (933) million
- Impairment losses on loans and guarantees: Net reversals on losses of NOK 7 (net cost of 282) million
- Common Equity Tier 1 ratio 17.8% (17.1)

For more details on the result: See report and presentation here.

First quarter of 2021
(Consolidated figures
*Figures in brackets relate to the corresponding period in 2020.)

• Profit after tax: NOK 439 (266) million.
• Return on equity: 10.6 (6.9) per cent.
• Earnings per equity capital certificate: NOK 2.59 (1.58).
• Net interest income: NOK 535 (594) million.
• Net commission and other operating income: NOK 379 (343) million.
• Net income from financial assets and liabilities: NOK 108 (-48) million.
• Total operating expenses: NOK 485 (487) million.
• Impairment losses on loans and guarantees: Net reversals on losses of NOK 18 (net cost of 151) million.
• Common Equity Tier 1 ratio: 17.8 (17.0) per cent.
• Lending growth, including mortgages transferred to covered bond companies in the past 12 months: 5.7 (9.0) per cent.
• Deposit growth in the past 12 months: 9.5 (10.4) per cent

Please see report and presentation.