Group management

Jan-Frode Janson (1969)

Group CEO

Education:
Doctorate in Industrial Economics and Technology Management from the Norwegian University of Science and Technology (NTNU) (1996). Economics degree from Bodø University College (1992).

Experience:
Group CEO of SpareBank 1 SMN since 1 May 2019.

Former Group CEO of SpareBank 1 Nord-Norge and deputy managing director of Fokus Bank/Danske Bank. Previous management positions at Orkla and ABB.

Board chair of SpareBank 1 Betaling AS, Fremtind Forsikring AS, Fremtind Holding AS and SpareBank 1 SMN’s subsidiaries EiendomsMegler 1 Midt-Norge AS, Mavi XV AS and SpareBank 1 Regnskapshuset SMN AS. Member of the boards of SpareBank 1 Gruppen AS, SpareBank 1 Utvikling DA, Vipps Mobilepay AS, VIPPS Holding AS, BankID BankAxept AS and NTNU.

Number of equity certificates in SpareBank 1 SMN: 52,816 as at 31 December 2025
(including any equity certificates owned by related parties).

Trond Søraas (1968)

Executive director – Finance and Strategy

Education:
Authorised Financial Analyst (AFA) from NHH Norwegian School of Economics (2006) and economics degree from NHH (1994).

Experience:
Employed by SpareBank 1 SMN since February 2022. Previous experience from KLP Banken AS and BN Bank ASA, most recently as Director, Economy and Finance at BN Bank ASA.

Board chair of SpareBank 1 Markets AS. Board chair of BN Bank ASA. Member of the boards of SpareBank 1 Boligkreditt AS and SpareBank 1 Næringskreditt AS. Board chair of SpareBank 1 SMN Invest AS and Gma Invest AS.

Number of equity certificates in SpareBank 1 SMN: 10,817 as at 31 December 2025
(including any equity certificates owned by related parties).

Astrid Undheim (1980)

Executive director - Technology and Development

Education:
Doctorate in Communications Technology from the Norwegian University of Science and Technology (NTNU) (2009). Master’s degree in Communications Technology from NTNU (2004).

Experience:
Employed by SpareBank 1 SMN since 2020. Extensive previous experience from Telenor, most recently as head of the research department at Analytics & AI.

Member of the board of BN Bank ASA. Member of the Council of Statistics Norway. Member of the “Norway towards 2025 Commission” (2020-2021). Previous experience from various public commissions.

Number of equity certificates in SpareBank 1 SMN: 3,044 as at 31 December 2025
(including any equity certificates owned by related parties).

Ola Neråsen (1965)

Executive director – Risk Management

Education:
State-authorised public accountant from NHH Norwegian School of Economics (1994). Economics degree from BI (1990).

Experience:
Employed by SpareBank 1 SMN since 1997. Executive Director Risk Management since 2009. Previous experience from Deloitte and the Norwegian Armed Forces.

Member of the board of Stiftstaden Sykkelklubb

Number of equity certificates in SpareBank 1 SMN: 50,632 as at 31 December 2025
(including any equity certificates owned by related parties).

Rolf Jarle Brøske (1980)

Executive director – Marketing, communications and digital sales

Education:
Studies in political science and history at Molde University College and the Norwegian University of Science and Technology (NTNU).

Experience:
Employed by SpareBank 1 SMN since 2016. Former member of group management with responsibility for communications at Det norske Oljeselskap and of executive management at Danske Bank (Fokus Bank). Experience as an adviser to former Minister of Trade and Industry Børge Brende and to the Mayor of Trondheim. Has held various political appointments.

Board chair of Brøske & Bianchi Wine Import AS. Member of the boards of SpareBank 1 Spleis AS, Trøndelag Conservative Party, Sør-Trøndelag Conservative Party and Nidaros Cathedral Boys Choir.

Number of equity certificates in SpareBank 1 SMN: 16,363 as at 31 December 2025
(including any equity certificates owned by related parties).

Vegard Helland (1975)

Executive director – Corporate Banking

Education:
Authorised Financial Analyst (AFA) from NHH Norwegian School of Economics (2007) and economics degree from Bodø Graduate School of Business (1999).

Experience:
Employed by SpareBank 1 SMN since 2003, focusing primarily on the corporate market. Executive Director Corporate Banking since 2010. Previous experience as a member of audit staff and consultant at KPMG and as an analyst at Fontiera AS.

Board chair of SpareBank 1 Finans Midt-Norge. Member of the boards of SpareBank 1 Markets AS, SpareBank 1 Factoring AS, SpareBank 1 Regnskapshuset SMN AS, Kredinor AS and Mavi XV AS.

Number of equity certificates in SpareBank 1 SMN: 36,852 as at 31 December 2025
(including any equity certificates owned by related parties)

Monica Haftorn Iversen (1975)

Executive director – Retail Banking

Education:
Master of Science in Business and economics from NHH (2002).

Experience:
Joined SpareBank 1 SMN in May 2022.

Former Director of Market Areas for the Retail Market. Previously extensive experience from Danske Bank/Fokus Bank, most recently as Head of Performance Management Business Customers in the Nordics and part of the management team in Norway.

Board member of Eiendomsmegler 1 Midt-Norge AS.

Number of equity certificates in SpareBank 1 SMN: 817 as of 31.12.2025
(including any equity certificates owned by related parties).

Johan-Petter Winsnes (1975)

Executive director – Financial crime and business support

Education:
Economics degree from BI Norwegian Business School (2008) and sociology studies at the Norwegian University of Science and Technology (NTNU).

Experience:
Employed by SpareBank 1 SMN since 2012, including head of HR in the period 2015–2024. Executive Director Financial Crime and Business Support since 2025.

Previous experience from the consultancy firms Accenture and Fara.

Board chair of the Norwegian University of Science and Technology (NTNU).

Number of equity certificates in SpareBank 1 SMN: 3,312 as at 31 December 2025
(including any equity certificates owned by related parties).

Arne Nypan (1970)

CEO SpareBank 1 Regnskapshuset SMN

Education:
Master of Business Administration (MBA) from Lund University (1997). Bachelor in Business Administration (BSc) from Copenhagen Business School (1995). Officertraining, Norwegian Army (1992).

Experience:
CEO of SpareBank 1 Regnskapshuset SMN since 2020. Formerly CEO of SpareBank 1 Finans Midt-Norge (2013–2020), head of customer concept at SpareBank 1 SMN (2013), general manager at SpareBank 1 SMN (2003–2012). Previous experience from Innovation Strategic Consulting and Fokus Bank (Danske Bank).

Board chair of Nypan AS. Member of the boards of Rosenborg Sport AS and Rosenborg Ballklub.

Number of equity certificates in SpareBank 1 SMN: 39,697 as at 31 December 2025
(including any equity certificates owned by related parties).

Kjetil Reinsberg (1961)

CEO EiendomsMegler 1 Midt-Norge

Education:
Graduate in real estate brokerage from BI Norwegian Business School (2008).

Experience:
CEO of EiendomsMegler 1 Midt-Norge since 1999. Previous experience from Storebrand Bank, Notar, Bedre Råd and several years in the construction industry.

Board chair of Brauten Eiendom AS. Member of the boards of EiendomsMegler 1 Norge, Agri Eiendom AS, Eiendom Norge Holding AS and Eiendom Norge.

Number of equity certificates in SpareBank 1 SMN: 35,440 as at 31 December 2025
(including any equity certificates owned by related parties).

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