About us

Historic profit performance makes for high dividend payouts

  • Pre-tax profit: NOK 3,081m (2,450m)
  • Post-tax profit: NOK 2,563m (2,090m)
  • Return on equity: 13.7 per cent (12.2 per cent)
  • CET1 ratio: 17.2 per cent (14.6 per cent)
  • Growth in lending: 4.7 per cent (7.8 per cent) and in deposits: 6.6 per cent (5.4 per cent) over the last 12 months
  • Growth in lending to retail borrowers was 6.4 per cent over per cent the last 12 months (9.6 per cent), and retail loans account for 69 per cent (67 per cent) of total lending
  • Growth in lending to corporate borrowers was 1.1 per cent in the last 12 months (4.2 per cent)
  • Losses on loans and guarantees: NOK 299m (263m) or 0.18 per cent (0.17 per cent) of total lending
  • Earnings per EC: NOK 12.14 (9.97). Book value per EC: NOK 90.75 (83.87)


As a regional bank, sustainability and social responsibility is an important focus area for us - locally, nationally and globally. 

We follow the UN principles for sustainability and our strategy for sustainability is built on our values, with responsible being the most important.