Investor Relations

Sustainability

SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.

Second quarter 2019: Post-tax profit of NOK 1,729m

• Pre-tax profit: NOK 2,003m (1,345m)
• Post-tax profit: NOK 1,729m (1,209m)
• Return on equity: 19.0 per cent (14.4 per cent)
• CET1 ratio: 15.0 per cent (15.0 per cent)
• Growth in lending: 5.7 per cent (7.6 per cent) and in deposits: 7.7 per cent (6.3 per cent)
• Lending to retail borrowers accounts for 6.7 per cent (10.6 per cent) of total lending
• Losses on loans and guarantees: NOK 126m (127m) 
• Earnings per EC: NOK 8.23 (5.75). Book value per EC: NOK 87.04 (80.21)