Third quarter 2023

  • Pre-tax profit NOK 996m (785m)
  • Net profit NOK 740m (617m)
  • Return on equity 11.1 per cent (10.9 per cent)
  • CET1 ratio 19.7 per cent (19.2 per cent)
  • Growth in lending 1.0 per cent (1.7 per cent) and in deposits minus 1.4 per cent (minus 2.6 per cent)
  • Net result of ownership interests was minus NOK 2m (108m)
  • Net result of financial instruments (incl. dividends) was NOK 99m (minus 22m)
  • Losses on loans and guarantees NOK 35m (NOK 22m)
  • Earnings per equity certificate (EC) NOK 3.28 (2.89)
  • Book value per EC NOK 116.39 (107.19)
Read the full report here
Watch a presentation of the results here

Equity certificate

Ticker: MING

MING at oslobors.no

 

 

 

Financial calendar

See the whole financial calendar

 

Rating

Moody's: Aa3

Archive

 

 

 

Annual report

SpareBank 1 SMN intends to be a digital bank with a personal and local signature. 

Latest annual report
 

 

Financial information

Sustainability

We aim to contribute to society’s value creation through responsible banking operations that instil public confidence in the entire corporation.

Read more about sustainability

Investor and media contacts

Trond Søraas
Executive Director, Finance
+47 922 36 803
email
Rolf Jarle Brøske
Executive Vice President
+47 911 12 475
email
Trond Barikmo
Investor Relations
+47 934 30 399
email