Investor Relations

Equity certificate

Ticker: MING

MING at oslobors.no

Financial calendar

8 August: 2nd Quarter 2018 10.00 AM Announcement

8 August: 2nd Quarter 2018 04.00 PM Presentation and webcast in Oslo

Financial calendar

Rating

Moody`s: A1, outlook negative
Fitch: A-, outlook stable

Archive

Annual report

SpareBank 1 SMN intends to be a digital bank with a personal and local signature. 

Annual report 2017

Sustainability

SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.

Read more about sustainability

Financial information

2nd quarter 2018

  • Pre-tax profit: NOK 1,345m (984m) 
  • Post-tax profit: NOK 1,209m (776m) 
  • Return on equity: 14.4% (9.9%) 
  • CET1 ratio: 15.0% (14.9%) 
  • Growth in lending: 7.6% (8.5%) and in deposits: 6.3% (12.7%) in the last 12 months
  • Growth in lending to retail borrowers: 10.6% in the last 12 months. Retail loans account for 67% (65%) of total lending 
  • Growth in lending to corporate borrowers: 2.0% in the last 12 months
  • Losses on loans and guarantees: NOK 127m (175m), measuring 0.17% (0.25%) of gross lending 
  • Earnings per equity certificate (EC): NOK 5.75 (3.66). Book value per EC: NOK 80.21 (75.40)
Read the report

Investor and media contacts

Kjell Fordal
Executive Director, Finance
+47 905 41 672
email
Hans Tronstad
Head of Corporate Communications
+47 941 78 322
email