2nd quarter 2022

• Pre-tax profit: NOK 880m (942m)
• Post-tax profit: NOK 702m (755m)
• Return on equity: 12.9% (14.3%)
• CET1 ratio: 18.8% (18.3%)
• Growth in lending: 2.8% (2.0%) and in deposits: 8.6% (7.6%)
• Lending to personal customers rose 2.7% in the quarter (2.2%), 1.1 percentage point higher growth than in the first quarter. Lending to corporate clients rose 2.9% (1.5%) which was 1.1 percentage point lower than in the first quarter.
• Deposits from personal customers rose 6.6% (6.9%), 4.4 percentage points higher than in the first quarter. Deposits from  corporate clients rose 9.9% (8.0%), 7.3 percentage points higher than in the first quarter
• Net result of ownership interests: NOK 77m (212m)
• Net result of financial instruments (incl. dividends): minus NOK 32m (59m)
• Losses on loans and guarantees with a net recovery of NOK 48m (loss of 39m)
• Earnings per equity certificate (EC): NOK 3.20 (3.51)
• Book value per EC: NOK 102.91 (100.18)