Investor Relations

Equity certificate

Ticker: MING


Financial calendar

8 August
7.30 AM 2nd Quarter 2019
4.00 PM Presentation and webcast in Oslo

30 October
7.30 AM
 3rd Quarter 2019
8.15 AM Presentation in Oslo

Financial calendar


Moody`s: A1, outlook stable
Fitch: A-, outlook stable


Annual report

SpareBank 1 SMN intends to be a digital bank with a personal and local signature. 

Annual report 2018


SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.

Main points for the first quarter 2019

  • The post-tax profit was NOK 1,046m. This is an improvement of NOK 580m compared with the first quarter of 2018, essentially due to a gain of NOK 460m on the establishment of Fremtind. The owners of Fremtind are SpareBank 1 and DNB, with a stake of 65 per cent and 35 per cent respectively. The improvement over and above this figure is down to increased operating income and good return on financial investments.
  • Return on equity is 23.3 per cent. Disregarding the above-mentioned gain, return on equity is 12.8 per cent.
  • A considerable increase in the customer base and high growth in all product areas.

Investor and media contacts

Kjell Fordal
Executive Director, Finance
+47 905 41 672
Hans Tronstad
Head of Corporate Communications
+47 941 78 322