2nd quarter 2022

  • Pre-tax profit: NOK 880m (942m)
  • Post-tax profit: NOK 702m (755m)
  • Return on equity: 12.9% (14.3%)
  • CET1 ratio: 18.8% (18.3%)
  • Growth in lending: 2.8% (2.0%) and in deposits: 8.6% (7.6%)
  • Lending to personal customers rose 2.7% in the quarter (2.2%), 1.1 percentage point higher growth than in the first quarter. Lending to corporate clients rose 2.9% (1.5%) which was 1.1 percentage point lower than in the first quarter.
  • Deposits from personal customers rose 6.6% (6.9%), 4.4 percentage points higher than in the first quarter. Deposits from  corporate clients rose 9.9% (8.0%), 7.3 percentage points higher than in the first quarter
  • Net result of ownership interests: NOK 77m (212m)
  • Net result of financial instruments (incl. dividends): minus NOK 32m (59m)
  • Losses on loans and guarantees with a net recovery of NOK 48m (loss of 39m)
  • Earnings per equity certificate (EC): NOK 3.20 (3.51)
  • Book value per EC: NOK 102.91 (100.18)

Equity certificate

Ticker: MING

MING at oslobors.no

 

 

 

Financial calendar

28 October

Q3, 2022
 

Financial calendar 2022

Rating

Moody`s: A1, outlook stable

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Annual report

SpareBank 1 SMN intends to be a digital bank with a personal and local signature. 

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Sustainability

SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.

Investor and media contacts

Trond Søraas
Executive Director, Finance
+47 922 36 803
Rolf Jarle Brøske
Executive Vice President
+47 911 12 475
Trond Barikmo
Investor Relations
+47 934 30 399