Fourth quarter 2025

(Consolidated figures. Figures in brackets refer to the corresponding period in 2024 unless otherwise stated).

  • Pre tax-profit: NOK 1,326 million (NOK 1,305 million)
  • Net profit: NOK 1,061 millioner (NOK 1,052 million)
  • Return on equity: 13.7 per cent (14.4 per cent)
  • Common Equity Tier (CET) 1 capital ratio: 16.8 per cent (18.3 per cent)
  • Net interest income: NOK 1,349 million (NOK 1,372 million)
  • Net commission and other income: NOK 605 million (NOK 580 million)
  • Expenses amounted to NOK 870 million (NOK 901 million)
  • Growth in lending was 1.6 per cent (0.9 per cent), while deposits were down 1.9 per cent (growth of 2.1 per cent)
  • Net profit from ownership interests: NOK 278 million (NOK 227 million)
  • Net profit from financial instruments (including dividends): NOK 25 million (NOK 56 million)
  • Losses on loans and guarantees: NOK 61 million (NOK 30 million)
  • Profit per EC: NOK 4.58 (NOK 4.67)
  • Book value per EC: NOK 138.30 (NOK 128.09)
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