First quarter 2026

(Consolidated figures.  Figures in brackets refer to the corresponding period in 2025 unless otherwise stated).

• Pre tax-profit: NOK 1,055 million (NOK 1,269 million)
• Net profit: NOK 849 million (NOK 1,004 million)
• Return on equity: 11.3 per cent (14.0 per cent)
• Common Equity Tier (CET) 1 capital raito: 17.1 per cent (18.1 per cent)
• Net interest income: NOK 1,220 million (NOK 1,321 million)
• Net commission and other income: NOK 685 million (NOK 660 million)
• Expenses amounted to NOK 916 million (NOK 871 million)
• Growth in lending was 0.9 per cent (0.2 per cent) and deposit growth was 3.4 per cent (5.2 per cent)
• Lending to the bank’s retail customers increased by 1.1 per cent in the quarter (0.7 per cent, 0.1 percentage point lower growth than in the fourth quarter.
• Lending to the bank’s corporate clients increased by 0.7 per cent (Reduction of 0.9 per cent) which was 1.7 percentage points lower growth than in the fourth quarter.
• Deposits from retail customers grew by 2.3 per cent (3.4 per cent), representing 1.5 percentage points higher growth than in the fourth quarter. Deposits from corporate customers grew by 2.6 per cent (3.4 percent), representing 7.0 percentage points higher growth than in the previous quarter.
• Net profit from ownership interest: NOK 212 million (NOK 191 million)
• Net profit from financial instruments (including dividends): Minus NOK 48 million (minus NOK 17 million)
• Losses on loans and guarantees: NOK 100 million (NOK 21 million)
• Profit per EC: NOK 3.66 (NOK 4.32)
• Book value per EC: NOK 125.45 (NOK 120.07)