Investor

Equity certificate

Ticker: MING

5 March:
Publishing of the Annual Report 2020

23 March:
Supervisory Board

Moody`s: A1, outlook stable

SpareBank 1 SMN intends to be a digital bank with a personal and local signature.

Pre-tax profit: NOK 2,378m
Post-tax profit: NOK 1, 978m
Return on equity: 10.0 per cent
CET1 ratio: 18.3 per cent
Growth in lending: 9.0 per cent and in deposits: 13.5 per cent
Losses on loans and guarantees: NOK 951m or 0.54 per cent of total lending
Earnings per equity certificate (EC): NOK 8.87. Book value per EC: NOK 94.71
Proposed dividend: NOK 4,40 per EC and NOK 321 million to be allocated to non-profit causes

SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.