Investor Relations

Equity certificate

Ticker: MING


Financial calendar

7 May
1st Quarter 2020: Publishing of results

11 August
2nd quarter 2020: Publishing of results

Financial calendar 2020


Moody`s: A1, outlook stable
Fitch: A-, outlook stable


Annual report

SpareBank 1 SMN intends to be a digital bank with a personal and local signature. 

Annual report 2019

Annual accounts 2019

Net profit: NOK 2,563 million

  • Profit before tax: NOK 3,081 million
  • Return on equity: 13,7 per centCET1 ratio: 17.2 per cent
  • Growth in lending: 4.7 per cent and in deposits: 6.6 per cent
  • Loan losses: NOK 299 million
  • Earnings per equity certificate (EC): NOK 12.14. Book value per EC incl. dividend proposed for 2019: NOK 90.75
  • Proposed dividend: NOK 6,50 per EC and NOK 473 million to be allocated to non-profit causes


SpareBank 1 SMN aims to contribute to society’s value creation through responsible banking operations that instil public confidence in the bank.

Investor and media contacts

Kjell Fordal
Executive Director, Finance
+47 905 41 672
Hans Tronstad
Head of Corporate Communications
+47 941 78 322