SpareBank 1 Østlandet issues senior and subordinated debt, both as public-sector loans and private placements. The bank must be able to survive under normal operations with moderate growth for a minimum of 12 months without access to external financing from the capital market.
Loan agreements and loan programs
A loan agreement governs the issuer’s obligations in connection with the issuance of a new loan in the market. This document regulates the conditions of the loan and the rights and responsibilities of the issuer and investor. The loan agreement for Norwegian debt issues may be obtained from Nordic Trustee or the issuer.
SpareBank 1 Østlandet has a joint EMTN-programme (Euro Medium Term Note-Programme) with SpareBank 1 Nord-Norge and SpareBank 1 SMN. This standardised programme makes it easier for SpareBank 1 Østlandet to gain access to international capital markets.
SpareBank 1 Østlandet uses SpareBank 1 Boligkreditt and SpareBank 1 Næringskreditt for covered bond financing. The covered bond companies are wholly owned by banks in the SpareBank 1 Alliance. The companies issues both covered bonds and senior unsecured debt.
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"BEFORE_COUNT_TEXT": "Du har",
"AFTER_COUNT_TEXT": "oppgave som venter på deg",
"AFTER_COUNT_TEXT_PLURAL": "oppgaver som venter på deg",
"MINE_OPPGAVER_LINK_TEXT": "Relevant to you",
"MINE_OPPGAVER_CLOSE_TEXT": "Ikke nå",
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"SEND_TO_BANK_BEFORE_INFO_TEXT": "Would you like to be sent directly to",
"SEND_TO_BANK_AFTER_INFO_TEXT": "the next time?",
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"SEND_TO_BANK_NEXT_DISCLAMER_TEXT": "For at du skal slippe å velge bank hver gang, bruker vi funksjonelle informasjonskapsler som lagrer hvordan du bruker nettsidene og hvilke innstillinger du har gjort."
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