Funding
Fundingstrategi
SpareBank 1 Østlandet utsteder senior gjeld og ansvarlig gjeld. Utstedelsene gjøres både som offentlige lån og rettede emisjoner. Banken skal kunne overleve med normal drift med moderat vekst i minimum 12 måneder uten tilgang på ekstern finansiering fra kapitalmarkedet.
Låneavtaler og låneprogram
En låneavtale regulerer utsteders plikter i forbindelse med utleggelse av et nytt lån i markedet. I dette dokumentet regulerer man betingelsene for lånet og hvilke plikter og rettigheter utsteder og investor har. Låneavtalen for norske gjeldsutstedelser kan fås hos Tillitsmannen eller hos utsteder.
SpareBank 1 Østlandet samarbeider med SpareBank 1 Nord-Norge og SpareBank 1 SMN om et EMTN-låneprogram (Euro Medium Term Note-Programme). Dette standardiserte programmet forenkler SpareBank 1 Østlandets tilgang til internasjonale kapitalmarkeder.
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Agency Agreement
Agency Agreement 2021
Deed of Covenant
Deed of Covenant 2018
ETMN program
EMTN program 2021
EMTN program 2020
EMTN program 2019
EMTN program 2018
EMTN program 2017
EMTN program 2016
Final Terms
Final Terms (draft) 2021
Supplement
Supplement april 2022
Supplement Februar 2021
Supplement Februar 2018
SpareBank 1 Boligkreditt
SpareBank 1 Østlandet bruker SpareBank 1 Boligkreditt og SpareBank 1 Næringskreditt til finansiering gjennom obligasjoner med fortrinnsrett. SpareBank 1 Boligkreditt er et heleid selskap av bankene i SpareBank 1-alliansen som utsteder både obligasjoner med fortrinnsrett (OMF) og senior gjeld.
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 13/19 3,45 % | NO0010698046 | 13.12.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 05/20 4,30 % | NO0010255730 | 02.03.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 10/20 5,20 % | NO0010575897 | 11.06.2020 | Termsheet Loan Agreement Extension |
| Spb1 Østlandet 15/20 2,18 % | NO0010741937 | 05.08.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 14/20 2,65 % | NO0010716194 | 01.10.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 1,75 % | NO0010730427 | 05.02.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 2,40 % | NO0010737000 | 28.06.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 2,36 % | NO0010740004 | 17.08.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/22 4,08 % | NO0010674450 | 04.04.2022 | Loan Agreement |
| Spb1 Østlandet 16/22 2,30 % | NO0010778913 | 03.11.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/22 4,05 % | NO0010694466 | 18.11.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/23 2,21 % | NO0010790298 | 04.04.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/23 2,00 % |
NO0010805526 | 15.08.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/23 4,00 % | NO0010695067 | 25.10.2023 | Termsheet Loan Agreement Prospectus - Reg document Prospectus - VP document |
| Spb1 Østlandet 18/24 2,27 % | NO0010814494 | 22.07.2024 | Termsheet Loan Agreement |
| Spb1 Østlandet 16/26 2,90 % | NO0010758105 | 26.02.2026 | Loan Agreement |
| Spb1 Østlandet 17/27 2,66 % | NO0010793268 | 18.05.2027 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/27 2,62 % | NO0010806607 | 29.09.2027 | Termsheet Loan Agreement |
| Spb1 Østlandet 18/19 2,99 % | NO0010816614 | 21.02.2033 | Termsheet Loan Agreement |
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 14/19 FRN | NO0010722598 | 30.10.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 FRN | NO0010679723 | 22.11.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 16/20 FRN | NO0010755606 | 14.02.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010732274 | 16.04.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010735723 | 01.09.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010747611 | 21.10.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 FRN | NO0010731136 | 19.02.2021 | Loan Agreement |
| Spb1 Østlandet 16/21 FRN | NO0010767833 | 16.04.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/22 FRN | NO0010782063 | 16.06.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/22 FRN | NO0010797970 | 16.08.2022 | Termsheet Loan Agreement |
| Lån | ISIN | Currency | Pricing date | Maturity | Documents (pdf) |
|---|---|---|---|---|---|
| SPOLNO F 09/01/22 | XS2225711113 | EUR | 25.08.2020 | 01.09.2022 | Loan Agreement |
| SPOLNO 1.591 1/12/33 | XS1750033554 | EUR | 10.01.2018 | 12.01.2023 | Loan Agreement |
| SPOLNO 0.475 02/20/23 | XS1739203344 | EUR | 12.12.2017 | 20.02.2023 | Loan Agreement |
| SPOLNO 0.875 03/13/23 | XS1790931114 | EUR | 06.03.2018 | 13.03.2023 | Loan Agreement |
| SPOLNO F 03/11/24 | XS2454342515 | EUR | 02.03.2022 | 11.03.2024 | Loan Agreement |
| SPOLNO F 04/15/24 | XS2398164447 | SEK | 06.10.2021 | 15.04.2024 | Loan Agreement |
| SPOLNO 0.25 09/30/24 | XS2057872595 | EUR | 23.09.2019 | 30.09.2024 | Loan Agreement |
| SPOLNO 0.95 02/03/25 | XS1759999227 | EUR | 22.01.2018 | 03.02.2025 | Loan Agreement |
| SPOLNO 1.75 04/27/27 | XS2472845911 | EUR | 20.04.2022 | 27.04.2027 | Loan Agreement |
| SPOLNO 0.125 03/03/28 | XS2308586911 | EUR | 24.02.2021 | 03.03.2028 | Loan Agreement |
| SPOLNO 1.325 05/18/28 | XS1615060958 | EUR | 10.05.2017 | 18.05.2028 | Loan Agreement |
| SPOLNO 1.016 07/16/29 | XS1978592456 | EUR | 01.04.2019 | 16.07.2029 | Loan Agreement |
| SPOLNO 1.462 10/11/29 | XS1697911557 | EUR | 04.10.2017 | 11.10.2029 | Loan Agreement |
| SPOLNO 1.415 12/05/30 | XS1731100142 | EUR | 28.11.2017 | 05.12.2030 | Loan Agreement |
| SPOLNO 1.622 10/18/32 | XS1752915717 | EUR | 18.01.2018 | 18.10.2032 | Loan Agreement |
| SPOLNO 1.63 11/09/32 | XS1715328339 | EUR | 02.11.2017 | 09.11.2032 | Loan Agreeement |
| SPOLNO 1.597 11/17/32 | XS1718495192 | EUR | 08.11.2017 | 17.11.2032 | Loan Agreement |
| SPOLNO 1.84 2/22/33 | XS1778933405 | EUR | 20.02.2018 | 22.02.2033 | Loan Agreement |
| SPOLNO 1.7 05/23/33 | XS1823514408 | EUR | 15.05.2018 | 23.05.2033 | Loan Agreement |
| SPOLNO 1.592 09/06/33 | XS1876547263 | EUR | 30.08.2018 | 06.09.2033 | Loan Agreement |
| SPOLNO 1.75 01/30/34 | XS1941714989 | EUR | 21.01.2019 | 30.01.2034 | Loan Agreement |
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 14/24 FRN C SUB | NO0010724834 | 10.12.2024 | Loan Agreement |
| Spb1 Østlandet 17/27 FRN C SUB | NO0010810088 | 16.11.2027 | Termsheet Loan Agreement |