Funding
Fundingstrategi
SpareBank 1 Østlandet utsteder senior gjeld og ansvarlig gjeld. Utstedelsene gjøres både som offentlige lån og rettede emisjoner. Banken skal kunne overleve med normal drift med moderat vekst i minimum 12 måneder uten tilgang på ekstern finansiering fra kapitalmarkedet.
Låneavtaler og låneprogram
En låneavtale regulerer utsteders plikter i forbindelse med utleggelse av et nytt lån i markedet. I dette dokumentet regulerer man betingelsene for lånet og hvilke plikter og rettigheter utsteder og investor har. Låneavtalen for norske gjeldsutstedelser kan fås hos Tillitsmannen eller hos utsteder.
SpareBank 1 Østlandet samarbeider med SpareBank 1 Nord-Norge, SpareBank 1 SR-Bank og SpareBank 1 SMN om et EMTN-låneprogram (Euro Medium Term Note-Programme). Dette standardiserte programmet forenkler SpareBank 1s tilgang til internasjonale kapitalmarkeder.
SpareBank 1 Boligkreditt
SpareBank 1 Østlandet bruker SpareBank 1 Boligkreditt og SpareBank 1 Næringskreditt til finansiering gjennom obligasjoner med fortrinnsrett. SpareBank 1 Boligkreditt er et heleid selskap av bankene i SpareBank 1-alliansen som utsteder både obligasjoner med fortrinnsrett (OMF) og senior gjeld.
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 08/18 6,50 % | NO0010441553 | 20.06.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 12/18 4,35 % | NO0010656598 | 29.08.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 10/18 4,35 % | NO0010584725 | 07.09.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 3,10 % | NO0010678642 | 04.02.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 3,65 % | NO0010670136 | 13.02.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 3,48 % | NO0010692957 | 05.04.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 3,45 % | NO0010698046 | 13.12.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 05/20 4,30 % | NO0010255730 | 02.03.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 10/20 5,20 % | NO0010575897 | 11.06.2020 | Termsheet Loan Agreement Extension |
| Spb1 Østlandet 15/20 2,18 % | NO0010741937 | 05.08.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 14/20 2,65 % | NO0010716194 | 01.10.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 1,75 % | NO0010730427 | 05.02.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 2,40 % | NO0010737000 | 28.06.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 2,36 % | NO0010740004 | 17.08.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/22 4,08 % | NO0010674450 | 04.04.2022 | Loan Agreement |
| Spb1 Østlandet 16/22 2,30 % | NO0010778913 | 03.11.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/22 4,05 % | NO0010694466 | 18.11.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/23 2,21 % | NO0010790298 | 04.04.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/23 2,00 % |
NO0010805526 | 15.08.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/23 4,00 % | NO0010695067 | 25.10.2023 | Termsheet Loan Agreement Prospectus - Reg document Prospectus - VP document |
| Spb1 Østlandet 18/24 2,27 % | NO0010814494 | 22.07.2024 | Termsheet Loan Agreement |
| Spb1 Østlandet 16/26 2,90 % | NO0010758105 | 26.02.2026 | Loan Agreement |
| Spb1 Østlandet 17/27 2,66 % | NO0010793268 | 18.05.2027 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/27 2,62 % | NO0010806607 | 29.09.2027 | Termsheet Loan Agreement |
| Spb1 Østlandet 18/19 2,99 % | NO0010816614 | 21.02.2033 | Termsheet Loan Agreement |
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 14/18 FRN | NO0010712854 | 11.04.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/18 FRN | NO0010741614 | 02.07.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 14/18 FRN | NO0010703572 | 04.12.2018 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/19 FRN | NO0010743073 | 14.06.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 14/19 FRN | NO0010722598 | 30.10.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/19 FRN | NO0010679723 | 22.11.2019 | Termsheet Loan Agreement |
| Spb1 Østlandet 16/20 FRN | NO0010755606 | 14.02.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010732274 | 16.04.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010735723 | 01.09.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/20 FRN | NO0010747611 | 21.10.2020 | Termsheet Loan Agreement |
| Spb1 Østlandet 15/21 FRN | NO0010731136 | 19.02.2021 | Loan Agreement |
| Spb1 Østlandet 16/21 FRN | NO0010767833 | 16.04.2021 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/22 FRN | NO0010782063 | 16.06.2022 | Termsheet Loan Agreement |
| Spb1 Østlandet 17/22 FRN | NO0010797970 | 16.08.2022 | Termsheet Loan Agreement |
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| SPOLNO 0.16 05/12/20 | XS1611896934 |
12.05.2020 | Loan Agreement |
| SPOLNO 0.25 10/15/21 | XS1749424989 | 15.10.2021 | Loan Agreement |
| SPOLNO 0.37 11/03/21 | XS1511807015 | 03.11.2021 | Loan Agreement |
| SPOLNO 0,475 02/20/23 | XS1739203344 | 20.02.2023 | Loan Agreement |
| SPOLNO 0.875 03/13/23 | XS1790931114 | 13.03.2023 | Loan Agreement |
| SPOLNO 0.95 02/03/25 | XS1759999227 | 03.02.2025 | Loan Agreement |
| SPOLNO 1.325 05/18/28 | XS1615060958 | 18.05.2028 | Loan Agreement |
| SPOLNO 1.462 10/11/29 | XS1697911557 | 11.10.2029 | Loan Agreement |
| SPOLNO 1.415 12/05/30 | XS1731100142 | 05.12.2030 | Loan Agreement |
| SPOLNO 1.622 10/18/32 | XS1752915717 | 18.10.2032 | Loan Agreement |
| SPOLNO 1.63 11/09/32 | XS1715328339 | 09.11.2032 | Loan Agreement |
| SPOLNO 1.597 11/17/32 | XS1718495192 | 17.11.2032 | Loan Agreement |
| SPOLNO 1.591 01/12/33 | XS1750033554 | 12.01.2033 | Loan Agreement |
| SPOLNO 1.84 02/22/33 | XS1778933405 | 22.02.2033 | Loan Agreement |
| Lån | ISIN | Maturity | Documents (pdf) |
|---|---|---|---|
| Spb1 Østlandet 13/23 FRN C SUB | NO0010682230 | 13.06.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 13/23 FRN C SUB | NO0010687445 | 12.09.2023 | Termsheet Loan Agreement |
| Spb1 Østlandet 14/24 FRN C SUB | NO0010724834 | 10.12.2024 | Loan Agreement |
| Spb1 Østlandet 17/27 FRN C SUB | NO0010810088 | 16.11.2027 | Termsheet Loan Agreement |
